Clarence Community & Schools Federal Credit Union

A short history of Clarence Community & Schools FCU

Since its inception in 1954 the Clarence Community & Schools Federal Credit Union has been serving its members in the CLARENCE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marsha Brauer, the Clarence Community & Schools FCU has grown its membership to over 2,937 with assets of more than $22,455,940. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 630-0888 or email them at ccsfcu@adelphia.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLARENCE, NY.

General Information For Clarence Community & Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Clarence Community & Schools Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Western Division CU	WILLIAMSVILLE	6750 MAIN ST	14221	(716) 632-9328	No	4.98
Amherst CU	Amherst FCU	6470 Main St	14221	(716) 634-3881	No	5.45
Akron School Employees CU	Records	4977 N Ayers Rd	14001	(716) 628-1419	No	6.03
Good Neighbors CU	Good Neighbors City Branch	346 Connecticut St	14001	(716) 249-2596	No	7.65
Afgm Enterprises CU	MaiN Office	132 Cayuga Rd	14225	(716) 634-3636	No	7.98

Clarence Community & Schools Federal Credit Union Financial Performance Charts

Financial Data

Clarence Community & Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	8.99	2.99	2.99	3.86	5.74
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	159	145	91	117	316
Rank Among All New York Credit Unions	23	62	31	37	100

Clarence Community & Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	N/A	0.66	0.66
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	N/A	233	204
Rank Among All New York Credit Unions	N/A	38	N/A	57	51

Clarence Community & Schools Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	8.990	479	802,678
All Other Unsecured Loans/Lines of Credit	5.990	6	940,968
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.990	75	1,390,159
Used Vehicle Loans	2.990	218	2,496,712
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.860	38	3,492,827
Total Other Real Estate Loans/Lines of Credit	5.740	69	2,182,941
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	5.490	63	2,134,352
TOTAL LOANS & LEASES		948	13,440,637

Clarence Community & Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	14	1,381,594	1	182,400
b. 15 Years or less	24	2,111,233	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	15	190,686	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	51	1,923,741	10	644,000
Open-End Fixed Rate	3	68,514	0	0
TOTALS	107	5,675,768	11	826,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Clarence Community & Schools Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes