Ontario Shores Federal Credit Union

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A short history of Ontario Shores FCU

Since its inception in 1961 the Ontario Shores Federal Credit Union has been serving its members in the NEWFANE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Ruppert, the Ontario Shores FCU has grown its membership to over 6,670 with assets of more than $89,753,850. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 778-7423 or email them at service@osfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NEWFANE, NY.

General Information For Ontario Shores FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14462
Address PO BOX 9 
City NEWFANE 
State New York 
Zip-Code 14108
Phone Number (716) 778-7423
Fax Number (716) 778-8010
Email Address: service@osfcu.com
CEO/President Mark Ruppert
Members 6,670 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 89,753,850 
Website http://www.osfcu.com 

Compare Ontario Shores Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Lockport Schools CU Lockport Schools FCU 360 S Transit St 14094 (716) 433-7740 No 7.27
Cornerstone Community CU Lewiston 721 Center St 14095 (716) 434-2290 No 10.25
Alliance Niagara CU NCCC - Main office 3111 Saunders Settlement Rd 14132 (716) 614-6445 No 11.07
Niagara-wheatfield CU MAIN OFFICE 2346 SAUNDERS SETTLEMENT RD 14132 (716) 731-2632 No 12.65
Niagara Falls A F CU Niagara Falls Air Force FCU 2420 Olmstead St 14304 (716) 297-4034 No 14.54

Ontario Shores Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ontario Shores Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.75 3.00 3.50 3.88 4.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 398 146 147 119 188
Rank Among All New York Credit Unions 67 63 48 39 61

Ontario Shores Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.25 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 105 274 234
Rank Among All New York Credit Unions 19 30 28 71 61
Ontario Shores Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.7501,0921,075,525
All Other Unsecured Loans/Lines of Credit 9.0008931,213,793
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001302,053,217
Used Vehicle Loans 3.5002993,001,136
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.88023618,252,181
Total Other Real Estate Loans/Lines of Credit 4.65046512,432,006
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5001611,551,881
TOTAL LOANS & LEASES 3,27639,579,739

Ontario Shores Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 928,419,456111,496,000
    b. 15 Years or less 1389,204,7906345,200
Balloon/Hybrid
    a. > 15 years 5534,88200
    b. 15 Years or less 193,05300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1915,356,03424845,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2747,075,9721321,293,691
Open-End Fixed Rate 0000
TOTALS 70130,684,1871733,980,491

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ontario Shores Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes