Lockport Schools Federal Credit Union

Social
  • +1

A short history of Lockport Schools FCU

Since its inception in 1966 the Lockport Schools Federal Credit Union has been serving its members in the LOCKPORT, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tammy Dodge, the Lockport Schools FCU has grown its membership to over 1,192 with assets of more than $14,689,380. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 433-7740 or email them at info@lockportschoolsfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LOCKPORT, NY.

General Information For Lockport Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17372
Address 360 S TRANSIT ST 
City LOCKPORT 
State New York 
Zip-Code 14094
Phone Number (716) 433-7740
Fax Number (716) 433-7757
Email Address: info@lockportschoolsfcu.org
CEO/President Tammy Dodge
Members 1,192 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,689,380 
Website http://www.lockportschoolsfcu.org 

Compare Lockport Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cornerstone Community CU Lewiston 721 Center St 14095 (716) 434-2290 No 3.88
Ontario Shores CU Ontario Shores FCU Medina 4200 Salt Works Rd 14103 (585) 798-2136 No 7.24
Alliance Niagara CU NCCC - Main office 3111 Saunders Settlement Rd 14132 (716) 614-6445 No 8.90
Sweet Home CU Corporate Office 1960 Sweet Home Rd 14228 (716) 691-9187 No 10.64
Williamsville CU Willimsville FCU 656 N French Rd Ste 7 14228 (716) 691-3110 No 10.64

Lockport Schools Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Lockport Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.00 4.42 4.08 5.18
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 146 253 152 253
Rank Among All New York Credit Unions N/A 63 80 53 85

Lockport Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 1.01 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 170 158
Rank Among All New York Credit Unions 16 27 N/A 33 34
Lockport Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.690456902,623
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00010183,729
Used Vehicle Loans 4.4201441,577,276
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.080211,828,721
Total Other Real Estate Loans/Lines of Credit 5.18016206,448
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.21032262,481
TOTAL LOANS & LEASES 6794,961,278

Lockport Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7714,87800
    b. 15 Years or less 141,113,84300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 8100,49200
Closed-End Adjustable Rate 8105,95600
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 372,035,16900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Lockport Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes