Teachers Federal Credit Union

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A short history of Teachers FCU

Since its inception in 1952 the Teachers Federal Credit Union has been serving its members in the SMITHTOWN, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by ROBERT ALLEN, the Teachers FCU has grown its membership to over 281,098 with assets of more than $5,701,916,591. They have a main office and 26 branch offices. Please see the credit unions website or contact them by phone at (631) 698-7000 or email them at webmail@teachersfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SMITHTOWN, NY.

General Information For Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8116
Address PO BOX 9005 
State New York 
Zip-Code 11787
Phone Number (631) 698-7000
Fax Number (631) 696-0116
Email Address: webmail@teachersfcu.org
Members 281,098 
Full-Time Employees 554 
Part-Time Employees 145 
Number of Branch Offices 26 
Total Assets 5,701,916,591 
Website http://www.teachersfcu.org 

Compare Teachers Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Long Island State Employees CU Main Branch 250 Veterans Hwy 11788 (631) 291-9160 No 2.63
People's Alliance CU Yonkers 132 Tuckahoe Rd 10710 (914) 963-1370 No 4.44
Island CU Bellmore 2752 Sunrise Hwy 11710 (516) 809-4500 No 4.57
Us Weather Bureau Ny CU Main Office 630 Johnson Ave Ste 202 11716 (631) 244-2511 No 8.18
Long Island Community CU Main Office 200 Belle Terre Rd 11776 (631) 476-6581 No 9.80

Teachers Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.36 1.70 2.24 3.00 2.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 188 15 35 26 14
Rank Among All New York Credit Unions 32 5 14 6 6

Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.35 0.99 0.99
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 89 177 161
Rank Among All New York Credit Unions 19 34 20 36 35
Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.36025,56945,332,142
All Other Unsecured Loans/Lines of Credit 10.45016,77880,089,647
Short-Term, Small Amount Loans (STS) (Federal CU Only) 24.9901556
Non-Federally Guaranteed Student Loans 0.0003371,489,319
New Vehicle Loans 1.70041,8951,099,085,489
Used Vehicle Loans 2.24012,486208,264,820
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.0006,8481,442,301,889
Total Other Real Estate Loans/Lines of Credit 2.7408,092491,796,859
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.7505,53761,243,535
TOTAL LOANS & LEASES 117,5433,429,604,256

Teachers Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,045254,457,5156716,278,770
    b. 15 Years or less 4,420646,110,92115237,210,001
    a. > 15 years 1,115432,491,523156177,584,049
    b. 15 Years or less 235102,936,8103852,315,813
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 336,305,12000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2,362119,595,10842736,807,355
Closed-End Adjustable Rate 1,03278,319,1489715,461,556
Open-End Adjustable Rate 4,698293,882,60348361,031,285
Open-End Fixed Rate 0000
TOTALS 14,9401,934,098,7481,420396,688,829


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 212,014,0082,014,008
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 305,989,75100

Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes