Long Island Community Federal Credit Union

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A short history of Long Island Community FCU

Since its inception in 1973 the Long Island Community Federal Credit Union has been serving its members in the PORT JEFFERSON, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kathryn Stenger, the Long Island Community FCU has grown its membership to over 2,436 with assets of more than $19,581,341. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (631) 476-6581 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PORT JEFFERSON, NY.

General Information For Long Island Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21277
Address PO BOX 467 
City PORT JEFFERSON 
State New York 
Zip-Code 11776
Phone Number (631) 476-6581
Fax Number (631) 476-3689
Email Address: none
CEO/President Kathryn Stenger
Members 2,436 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,581,341 
Website http://licfcu.org 

Compare Long Island Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Suffolk CU Miller Place Branch 691 Route 25A 11764 (631) 924-8000 No 7.97
Us Weather Bureau Ny CU Main Office 630 Johnson Ave Ste 202 11716 (631) 244-2511 No 9.63
Long Island State Employees CU Main Branch 250 Veterans Hwy 11788 (631) 291-9160 No 11.12
Island CU Bellmore 2752 Sunrise Hwy 11710 (516) 809-4500 No 13.43
People's Alliance CU Yonkers 132 Tuckahoe Rd 10710 (914) 963-1370 No 13.53

Long Island Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Long Island Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.00 4.00 4.50 5.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 46 282 264 268 100
Rank Among All New York Credit Unions 5 108 83 85 33

Long Island Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.50 0.50 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 60 263 283
Rank Among All New York Credit Unions N/A 34 13 66 77
Long Island Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.000132442,478
All Other Unsecured Loans/Lines of Credit 12.00066490,254
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.0002602
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00015173,490
Used Vehicle Loans 4.50030243,722
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000294,360,248
Total Other Real Estate Loans/Lines of Credit 4.000422,431,996
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.000525,799
TOTAL LOANS & LEASES 3218,168,589

Long Island Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 213,372,23400
    b. 15 Years or less 8988,01400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 201,134,1701160,000
Closed-End Adjustable Rate 14973,91900
Open-End Adjustable Rate 8323,9071100,000
Open-End Fixed Rate 0000
TOTALS 716,792,2442260,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Long Island Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes