State Cs Employees Federal Credit Union

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A short history of State Cs Employees FCU

Since its inception in 1964 the State Cs Employees Federal Credit Union has been serving its members in the WATERTOWN, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Theresa Eassa, the State Cs Employees FCU has grown its membership to over 2,180 with assets of more than $17,365,481. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (315) 785-2400 or email them at info@statecs.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WATERTOWN, NY.

General Information For State Cs Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16207
Address 317 WASHINGTON ST 
City WATERTOWN 
State New York 
Zip-Code 13601
Phone Number (315) 785-2400
Fax Number (315) 785-2459
Email Address: info@statecs.org
CEO/President Theresa Eassa
Members 2,180 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,365,481 
Website http://www.statecs.org 

Compare State Cs Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northern CU Corporate Office 138 Factory St 13601 (315) 782-0155 No 0.94
Watertown Postal CU 232 COMMERCE PK DR WATERTOWN NY 13601 232 COMMERCE PARK DR 13601 (315) 788-4163 No 1.76
United Neighbors CU Watertown 605 Coffeen St 13601 (315) 782-6476 No 11.58

State Cs Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


State Cs Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.16 5.23 N/A 5.61
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 162 353 N/A 302
Rank Among All New York Credit Unions N/A 70 107 N/A 99

State Cs Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.72 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 221 N/A
Rank Among All New York Credit Unions N/A 38 N/A 53 N/A
State Cs Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.2004801,756,219
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.160841,631,636
Used Vehicle Loans 5.2304285,628,862
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.61018210,862
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9402112,769,968
TOTAL LOANS & LEASES 1,22111,997,547

State Cs Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 18210,86200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 18210,86200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

State Cs Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes