Kenmore N. Y. Teachers Federal Credit Union

A short history of Kenmore N. Y. Teachers FCU

Since its inception in 1935 the Kenmore N. Y. Teachers Federal Credit Union has been serving its members in the Buffalo, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cheryl Scott, the Kenmore N. Y. Teachers FCU has grown its membership to over 3,714 with assets of more than $44,994,711. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 877-1630 or email them at ktfcu@kenteachfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Buffalo, NY.

General Information For Kenmore N. Y. Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Kenmore N. Y. Teachers Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Tonawanda Community CU	Delaware	315 Delaware St	14150	(716) 693-0946	No	0.45
St. Josephs Parish Buffalo CU	341 Englewood Avenue	341 Englewood Ave	14223	(716) 833-9670	No	1.11
Morton Lane CU	MORTON R LANE FCU	388 Englewood Ave	14223	(716) 837-2007	No	1.22
Linton CU	Linton Federal Credit Union	61 E Park Dr	14150	(716) 879-2363	No	2.39
S.m.s.d. CU	Main Office	2253 Main St	14214	(716) 834-7200	No	2.98

Kenmore N. Y. Teachers Federal Credit Union Financial Performance Charts

Financial Data

Kenmore N. Y. Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.50	2.79	3.07	3.74	3.82
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	201	119	100	101	81
Rank Among All New York Credit Unions	36	51	34	30	27

Kenmore N. Y. Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	N/A	0.30	1.30
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	N/A	302	118
Rank Among All New York Credit Unions	N/A	38	N/A	80	21

Kenmore N. Y. Teachers Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.500	590	428,042
All Other Unsecured Loans/Lines of Credit	6.570	1,440	1,917,450
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.790	54	727,841
Used Vehicle Loans	3.070	226	1,564,921
Total 1st Mortgage Real Estate Loans/Lines of Credit	3.740	128	9,944,217
Total Other Real Estate Loans/Lines of Credit	3.820	59	1,143,522
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	4.000	69	330,752
TOTAL LOANS & LEASES		2,566	16,056,745

Kenmore N. Y. Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	52	5,183,197	2	123,960
b. 15 Years or less	57	4,093,977	3	192,250
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	10	295,730	2	100,000
Adjustable Rate 1 yr or less	9	371,313	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	49	834,728	8	255,934
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	10	308,794	2	125,000
Open-End Fixed Rate	0	0	0	0
TOTALS	187	11,087,739	17	797,144

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Kenmore N. Y. Teachers Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	No
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes