Northern Chautauqua Federal Credit Union

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A short history of Northern Chautauqua FCU

Since its inception in 1969 the Northern Chautauqua Federal Credit Union has been serving its members in the SILVER CREEK, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by EDWARD GALLIVAN, the Northern Chautauqua FCU has grown its membership to over 706 with assets of more than $3,691,887. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (716) 934-3111 or email them at NCFCU@VERIZON.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SILVER CREEK, NY.

General Information For Northern Chautauqua FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19774
Address 232 CENTRAL AVE. 
City SILVER CREEK 
State New York 
Zip-Code 14136
Phone Number (716) 934-3111
Fax Number (716) 934-3685
Email Address: NCFCU@VERIZON.NET
CEO/President EDWARD GALLIVAN
Members 706 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,691,887 
Website http://WWW.NCFEDCU.COM 

Compare Northern Chautauqua Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Seneca Nation Of Indians CU Seneca Nation of Indians FCU 90 Ohiyo Way 14779 (716) 945-8510 No 8.54
Suny Fredonia CU SUNY FREDONIA FCU 280 CENTRAL AVE 14063 (716) 673-3585 No 9.92
Lake Shore CU Main 8766 Erie Rd 14006 (716) 549-4150 No 10.47
Gowanda Area CU Gowanda Area FCU 14266 Taylor Hollow Rd 14070 (716) 532-3790 No 11.52
Meridia Community CU Eden Branch 8226 N Main St 14075 (716) 648-4411 No 23.72

Northern Chautauqua Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Northern Chautauqua Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.90 5.30 N/A 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 28 361 N/A 168
Rank Among All New York Credit Unions N/A 10 111 N/A 53

Northern Chautauqua Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All New York Credit Unions N/A 34 N/A N/A N/A
Northern Chautauqua Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.23061217,047
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.90058706,924
Used Vehicle Loans 5.30028243,632
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.50041674,618
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.92015169,156
TOTAL LOANS & LEASES 2032,011,377

Northern Chautauqua Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 41674,61800
Open-End Fixed Rate 0000
TOTALS 41674,61800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Northern Chautauqua Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No