Tri State Area Federal Credit Union

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A short history of Tri State Area FCU

Since its inception in 1953 the Tri State Area Federal Credit Union has been serving its members in the HOOSICK FALLS, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Martinez, the Tri State Area FCU has grown its membership to over 2,545 with assets of more than $23,649,303. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (518) 686-4504 or email them at jim@hoosickfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOOSICK FALLS, NY.

General Information For Tri State Area FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8885
Address PO BOX 70 
City HOOSICK FALLS 
State New York 
Zip-Code 12090
Phone Number (518) 686-4504
Fax Number (518) 686-7685
Email Address: jim@hoosickfcu.com
CEO/President James Martinez
Members 2,545 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,649,303 
Website http://www.hoosickfcu.com 

Compare Tri State Area Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Niagara Mohawk Pwr Cor Troy E CU NIAGARA MOHAWK TROY EMP FCU 235 OAKWOOD AVE 12182 (518) 270-3400 No 16.72
North Adams M E CU City Hall 10 Main St 01247 (413) 662-2657 No 17.92
Troy CU TROY FEDERAL CREDIT UNION 2175 6TH AVE 12180 (518) 272-1688 No 19.06
Postal Employees Of Troy, N.y. CU Corporate Office 400 Broadway 12180 (518) 273-1960 No 19.37
Norton-troy Employees CU NORTON-TROY CU OFFICE 2600 10TH AVE 12189 (518) 266-2481 No 20.02

Tri State Area Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Tri State Area Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.99 3.99 3.63 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 145 202 85 74
Rank Among All New York Credit Unions 44 62 63 23 25

Tri State Area Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.90 1.00 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 24 175 185
Rank Among All New York Credit Unions N/A 30 6 35 46
Tri State Area Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990145183,193
All Other Unsecured Loans/Lines of Credit 7.0002052,193,505
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990801,499,478
Used Vehicle Loans 3.9901521,275,602
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.630455,011,922
Total Other Real Estate Loans/Lines of Credit 3.750692,465,040
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.00068928,124
TOTAL LOANS & LEASES 76413,556,864

Tri State Area Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 232,127,8453414,500
    b. 15 Years or less 212,755,0105705,103
Balloon/Hybrid
    a. > 15 years 1129,06700
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 411,066,675274,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 281,398,3653336,600
Open-End Fixed Rate 0000
TOTALS 1147,476,962131,530,203

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 161,014,9830
Interest Only & Payment Option Other RE/LOC Loans 12383,3820
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Tri State Area Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes