Western Division Federal Credit Union

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A short history of Western Division FCU

Since its inception in 1937 the Western Division Federal Credit Union has been serving its members in the WILLIAMSVILLE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Harms, the Western Division FCU has grown its membership to over 8,588 with assets of more than $142,940,965. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 632-9328 or email them at memberservice@westerndivision.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WILLIAMSVILLE, NY.

General Information For Western Division FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24731
Address 6750 MAIN ST 
City WILLIAMSVILLE 
State New York 
Zip-Code 14221
Phone Number (716) 632-9328
Fax Number (716) 632-1383
Email Address: memberservice@westerndivision.org
CEO/President Robert Harms
Members 8,588 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 142,940,965 
Website http://WWW.WESTERNDIVISION.ORG 

Compare Western Division Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Amherst CU Amherst FCU 6470 Main St 14221 (716) 634-3881 No 1.42
Clarence Community & Schools CU Clarence Community & Schools FCU 9145 Sheridan Dr 14031 (716) 630-0888 No 3.79
Afgm Enterprises CU MaiN Office 132 Cayuga Rd 14225 (716) 634-3636 No 3.79
Maryvale Schools CU Office 1050 Maryvale Dr 14225 (716) 633-8750 No 3.85
Financial Trust CU orchard park 3735 N Buffalo St 14127 (716) 972-0051 No 4.72

Western Division Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Western Division Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 2.83 3.10 3.83 4.56
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 362 125 103 112 176
Rank Among All New York Credit Unions 62 54 35 35 56

Western Division Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.26 0.65 0.27
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 104 234 262
Rank Among All New York Credit Unions N/A 30 27 58 70
Western Division Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.2502,3672,189,395
All Other Unsecured Loans/Lines of Credit 10.1704721,345,428
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.8301802,341,533
Used Vehicle Loans 3.1001,19613,000,596
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.83038725,789,732
Total Other Real Estate Loans/Lines of Credit 4.5603299,075,177
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2201951,617,877
TOTAL LOANS & LEASES 5,12655,359,738

Western Division Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 595,520,5903335,500
    b. 15 Years or less 29818,624,974221,531,944
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 301,644,1686180,293
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1593,627,92414455,445
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1705,447,2539414,631
Open-End Fixed Rate 0000
TOTALS 71634,864,909542,917,813

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Division Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes