Inner Lakes Federal Credit Union

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A short history of Inner Lakes FCU

Since its inception in 1952 the Inner Lakes Federal Credit Union has been serving its members in the WESTFIELD, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Travis Heiser, the Inner Lakes FCU has grown its membership to over 9,166 with assets of more than $86,420,238. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (716) 326-3858 or email them at creditun@innerlakesfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WESTFIELD, NY.

General Information For Inner Lakes FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7717
Address 19-21 E MAIN ST 
City WESTFIELD 
State New York 
Zip-Code 14787
Phone Number (716) 326-3858
Fax Number (716) 326-7550
Email Address: creditun@innerlakesfcu.org
CEO/President Travis Heiser
Members 9,166 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 86,420,238 
Website http://www.innerlakesfcu.org 

Compare Inner Lakes Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
North East Welch CU Westfield Branch 21 N Portage St 14787 (716) 326-4200 No 15.11
Suny Fredonia CU SUNY FREDONIA FCU 280 CENTRAL AVE 14063 (716) 673-3585 No 15.34
Southern Chautauqua CU Brocton 13 W Main St 14716 (716) 665-7000 No 19.21
Jamestown Post Office Employees CU MAIN 300 E 3rd St Rm 233 14702 (716) 487-9785 No 22.08
Affinity One CU Affinity One Federal Credit Union 545 E 2nd St 14701 (716) 483-2798 No 22.17

Inner Lakes Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Inner Lakes Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.21 2.71 4.93 4.11 4.30
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 176 109 315 156 139
Rank Among All New York Credit Unions 27 47 96 56 41

Inner Lakes Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.46 0.92 0.81
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 66 188 183
Rank Among All New York Credit Unions N/A 30 16 40 44
Inner Lakes Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2109532,059,085
All Other Unsecured Loans/Lines of Credit 9.9109733,743,683
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.820931,420,030
New Vehicle Loans 2.7105888,117,874
Used Vehicle Loans 4.9304883,208,862
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1101046,402,833
Total Other Real Estate Loans/Lines of Credit 4.3002237,537,656
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.150123875,151
TOTAL LOANS & LEASES 3,54533,365,174

Inner Lakes Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 503,692,9112135,300
    b. 15 Years or less 542,709,9222132,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 9133,64800
Closed-End Adjustable Rate 852,152,82200
Open-End Adjustable Rate 1295,251,18649425,384
Open-End Fixed Rate 0000
TOTALS 32713,940,48953692,684

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Inner Lakes Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes