Capital Communications Federal Credit Union

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A short history of Capital Communications FCU

Since its inception in 1953 the Capital Communications Federal Credit Union has been serving its members in the ALBANY, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paula Stopera, the Capital Communications FCU has grown its membership to over 136,709 with assets of more than $1,520,955,321. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (518) 458-2195 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBANY, NY.

General Information For Capital Communications FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8658
Address 4 WINNERS CIRCLE 
City ALBANY 
State New York 
Zip-Code 12205
Phone Number (518) 458-2195
Fax Number (518) 458-2261
Email Address: none
CEO/President Paula Stopera
Members 136,709 
Full-Time Employees 311 
Part-Time Employees 18 
Number of Branch Offices 10 
Total Assets 1,520,955,321 
Website http://www.capcomfcu.org 

Compare Capital Communications Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Newspaper Employees CU Newspaper Employees Credit Union 645 Albany Shaker Rd 12211 (518) 454-5363 No 1.39
Directors Choice CU DCCU 1 South Family Drive 12205 (518) 456-2686 No 2.05
First New York CU Cobleskill Location 795 E Main St Ste 1 12043 (518) 234-2583 No 2.17
State Employees CU Latham 935 New Loudon Rd 12110 (518) 452-8234 No 2.33
Albany City Lodge K Of P 540 CU Albany City Lodge 10 N RUSSELL RD STE 3 12206 (518) 438-2224 No 2.69

Capital Communications Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Capital Communications Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 2.24 2.74 4.13 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 56 70 159 200
Rank Among All New York Credit Unions 82 21 24 58 69

Capital Communications Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.20 0.69 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 114 226 276
Rank Among All New York Credit Unions N/A 30 30 55 76
Capital Communications Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.90025,93084,250,502
All Other Unsecured Loans/Lines of Credit 6.74012,60233,699,365
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 8.2503,15343,394,612
New Vehicle Loans 2.2404,48175,959,917
Used Vehicle Loans 2.74012,701135,326,235
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1306,757798,432,178
Total Other Real Estate Loans/Lines of Credit 4.7503,758133,284,951
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.7401,07238,664,941
TOTAL LOANS & LEASES 70,4541,343,012,701

Capital Communications Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 40144,267,304655121,387,085
    b. 15 Years or less 4,453304,583,41152162,220,308
Balloon/Hybrid
    a. > 15 years 15657,468,6912816,977,825
    b. 15 Years or less 3761,921,2731019,915,791
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1,557307,678,51516743,187,191
Adjustable Rate > 1 yr 15322,512,984172322,197

OTHER REAL ESTATE

Closed-End Fixed Rate 512,130,375123,850
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,75077,085,9891085,425,847
Open-End Fixed Rate 1,95754,068,58748719,260,708
TOTALS 10,515931,717,1292,149288,720,802

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Capital Communications Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes