Suffolk Federal Credit Union

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A short history of Suffolk FCU

Since its inception in 1967 the Suffolk Federal Credit Union has been serving its members in the MEDFORD, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ralph Spencer, Jr., the Suffolk FCU has grown its membership to over 57,981 with assets of more than $1,079,597,546. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (631) 924-8000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MEDFORD, NY.

General Information For Suffolk FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17914
Address 3681 HORSEBLOCK RD 
State New York 
Zip-Code 11763
Phone Number (631) 924-8000
Fax Number (631) 396-1246
Email Address: none
CEO/President Ralph Spencer, Jr.
Members 57,981 
Full-Time Employees 140 
Part-Time Employees 25 
Number of Branch Offices
Total Assets 1,079,597,546 

Compare Suffolk Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Us Weather Bureau Ny CU Main Office 630 Johnson Ave Ste 202 11716 (631) 244-2511 No 7.13
Long Island Community CU Main Office 200 Belle Terre Rd 11776 (631) 476-6581 No 9.07
Long Island State Employees CU Main Branch 250 Veterans Hwy 11788 (631) 291-9160 No 12.65
Island CU Bellmore 2752 Sunrise Hwy 11710 (516) 809-4500 No 14.71
People's Alliance CU Yonkers 132 Tuckahoe Rd 10710 (914) 963-1370 No 15.07

Suffolk Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Suffolk Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.24 1.72 2.08 2.49 2.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 105 17 25 6 8
Rank Among All New York Credit Unions 12 6 10 1 3

Suffolk Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.45 2.13 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 69 31 283
Rank Among All New York Credit Unions 16 34 17 2 77
Suffolk Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.2405,5649,632,739
All Other Unsecured Loans/Lines of Credit 9.5008,00831,137,020
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7201,84835,313,381
Used Vehicle Loans 2.0804,69754,927,988
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.4902,436385,230,500
Total Other Real Estate Loans/Lines of Credit 2.4902,224103,004,882
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1001,70115,944,274
TOTAL LOANS & LEASES 26,478635,190,784

Suffolk Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 916168,663,8225713,448,698
    b. 15 Years or less 79980,944,160394,461,716
    a. > 15 years 8462,378,067128,386,500
    b. 15 Years or less 58166,359,17925411,729,830
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 454,293,62022195,617
Adjustable Rate > 1 yr 112,591,65200


Closed-End Fixed Rate 55924,248,581693,837,870
Closed-End Adjustable Rate 1034,998,80947395,036
Open-End Adjustable Rate 1,56273,757,49273515,709,805
Open-End Fixed Rate 0000
TOTALS 4,660488,235,3821,23558,165,072


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Suffolk Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes