Servu Federal Credit Union

  • +1

A short history of Servu FCU

Since its inception in 1956 the Servu Federal Credit Union has been serving its members in the PAINTED POST, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nancy Williamson, the Servu FCU has grown its membership to over 35,775 with assets of more than $294,543,994. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (607) 936-2293 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PAINTED POST, NY.

General Information For Servu FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10933
State New York 
Zip-Code 14870
Phone Number (607) 936-2293
Fax Number (607) 936-3154
Email Address:
CEO/President Nancy Williamson
Members 35,775 
Full-Time Employees 110 
Part-Time Employees
Number of Branch Offices
Total Assets 294,543,994 

Compare Servu Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Heritage CU Addison 11 Steuben St 14801 (607) 359-2275 No 2.68
Corning CU Erwin Drive-Thru 253 S Hamilton St 14830 (607) 962-3144 No 4.53
V.a.c.employees CU VAC Employees Federal CU 2 Wilson Ave 14810 (607) 776-3684 No 13.91
Finger Lakes Health Care CU Schuyler Branch 220 Steuben St 14865 (607) 535-4166 No 16.80
Solutions CU main/only office 907 Broadway St 14904 (607) 734-7144 No 18.40

Servu Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Servu Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 1.99 1.99 4.99 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 34 21 267 199
Rank Among All New York Credit Unions 70 12 7 84 68

Servu Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.40 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 284 211
Rank Among All New York Credit Unions N/A 27 N/A 74 54
Servu Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9903,6935,981,172
All Other Unsecured Loans/Lines of Credit 1.0004,98015,981,385
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99092818,668,342
Used Vehicle Loans 1.9905,78571,259,438
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.99015110,059,251
Total Other Real Estate Loans/Lines of Credit 4.7401,77266,524,910
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9901,16414,978,893
TOTAL LOANS & LEASES 18,473203,453,391

Servu Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 555,024,1964322,250
    b. 15 Years or less 965,035,0554397,600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1,43655,548,3724059,906,012
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 33610,976,5381401,241,050
Open-End Fixed Rate 0000
TOTALS 1,92376,584,16155311,866,912


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Servu Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes