First Heritage Federal Credit Union

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A short history of First Heritage FCU

Since its inception in 1954 the First Heritage Federal Credit Union has been serving its members in the Painted Post, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Daniel Rourke, the First Heritage FCU has grown its membership to over 36,497 with assets of more than $452,513,777. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (607) 936-4667 or email them at info@fhfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Painted Post, NY.

General Information For First Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9604
Address 110 Village Sq 
City Painted Post 
State New York 
Zip-Code 14870
Phone Number (607) 936-4667
Fax Number (607) 936-3808
Email Address: info@fhfcu.org
CEO/President Daniel Rourke
Members 36,497 
Full-Time Employees 99 
Part-Time Employees
Number of Branch Offices
Total Assets 452,513,777 
Website http://www.fhfcu.org 

Compare First Heritage Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Servu CU Administration 9823 Science Center Dr 14870 (607) 936-2293 No 1.69
Corning CU Erwin Drive-Thru 253 S Hamilton St 14830 (607) 962-3144 No 4.53
V.a.c.employees CU VAC Employees Federal CU 2 Wilson Ave 14810 (607) 776-3684 No 13.91
Finger Lakes Health Care CU Schuyler Branch 220 Steuben St 14865 (607) 535-4166 No 16.80
Solutions CU main/only office 907 Broadway St 14904 (607) 734-7144 No 18.40

First Heritage Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.74 2.74 4.25 4.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 113 70 174 199
Rank Among All New York Credit Unions 68 48 24 61 68

First Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.40 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 284 227
Rank Among All New York Credit Unions N/A 34 30 74 58
First Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.9005,3099,183,392
All Other Unsecured Loans/Lines of Credit 8.4903,27210,088,651
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7402,19638,996,631
Used Vehicle Loans 2.7406,31780,670,592
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25079073,799,966
Total Other Real Estate Loans/Lines of Credit 4.7401,43548,497,062
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,28115,287,437
TOTAL LOANS & LEASES 20,600276,523,731

First Heritage Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 25727,324,180263,040,890
    b. 15 Years or less 52045,801,922333,912,416
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 10611,48000
Adjustable Rate 1 yr or less 362,38400
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1,21443,667,5771216,025,137
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2214,829,48521822,185
Open-End Fixed Rate 0000
TOTALS 2,225122,297,02820113,800,628

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes