Gates Chili Federal Credit Union

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A short history of Gates Chili FCU

Since its inception in 1964 the Gates Chili Federal Credit Union has been serving its members in the ROCHESTER, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Sawnor, the Gates Chili FCU has grown its membership to over 2,036 with assets of more than $24,160,750. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (585) 247-1090 or email them at gcfcu@gateschilifcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCHESTER, NY.

General Information For Gates Chili FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16236
Address 2300 BUFFALO RD BLDG 500B 
City ROCHESTER 
State New York 
Zip-Code 14624
Phone Number (585) 247-1090
Fax Number (585) 247-3875
Email Address: gcfcu@gateschilifcu.org
CEO/President Mary Sawnor
Members 2,036 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,160,750 
Website http://www.gateschilifcu.org 

Compare Gates Chili Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Pius X Church CU St. Pius X FCU 2998 Chili Ave 14624 (585) 247-0724 No 0.89
Advantage CU Highland Hospital 1000 South Ave 14624 (585) 454-5900 No 1.81
Focus First CU main 1546 Lyell Ave 14606 (585) 458-9220 No 4.12
Lexington Avenue CU Lexington Ave Federal Credit Union 1275 Lexington Ave 14606 (585) 254-4543 No 4.85
Spencerport CU Main Office 2775 Spencerport rd 14559 (585) 352-6890 No 5.09

Gates Chili Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Gates Chili Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.25 2.75 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 57 71 138 229
Rank Among All New York Credit Unions 23 22 25 48 80

Gates Chili Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.10 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 332 283
Rank Among All New York Credit Unions N/A 34 37 88 77
Gates Chili Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9901,0021,311,531
All Other Unsecured Loans/Lines of Credit 13.600127250,379
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2501051,433,961
Used Vehicle Loans 2.7501631,548,301
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000332,717,100
Total Other Real Estate Loans/Lines of Credit 5.000892,435,111
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.20044351,220
TOTAL LOANS & LEASES 1,56310,047,603

Gates Chili Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,337,29200
    b. 15 Years or less 181,319,344184,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 247,53600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 112,92800

OTHER REAL ESTATE

Closed-End Fixed Rate 331,072,14400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 561,362,9674170,000
Open-End Fixed Rate 0000
TOTALS 1225,152,2115254,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Gates Chili Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes