Affinity One Federal Credit Union

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A short history of Affinity One FCU

Since its inception in 1948 the Affinity One Federal Credit Union has been serving its members in the JAMESTOWN, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melinda Best, the Affinity One FCU has grown its membership to over 3,858 with assets of more than $35,169,111. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (716) 483-2798 or email them at info@affinityonefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JAMESTOWN, NY.

General Information For Affinity One FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5785
Address 545 EAST SECOND ST 
City JAMESTOWN 
State New York 
Zip-Code 14701
Phone Number (716) 483-2798
Fax Number (716) 483-6136
Email Address: info@affinityonefcu.org
CEO/President Melinda Best
Members 3,858 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 35,169,111 
Website http://affinityonefcu.org 

Compare Affinity One Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jamestown Post Office Employees CU MAIN 300 E 3rd St Rm 233 14702 (716) 487-9785 No 1.07
Jamestown Area Community CU JACFCU_ Lakewood 121 Chautauqua Ave 14750 (716) 763-3642 No 1.69
Hopes Employees CU Hopes Employees 84 Hopkins Ave 14701 (716) 665-5124 No 2.17
Southern Chautauqua CU Brocton 13 W Main St 14716 (716) 665-7000 No 3.07
Greater Chautauqua CU Greater Chautauqua FCU 41 S Erie St 14757 (716) 753-4201 No 3.30

Affinity One Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Affinity One Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.39 5.14 4.46 5.44
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 70 342 201 282
Rank Among All New York Credit Unions 44 30 103 68 91

Affinity One Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.11 0.15 0.93 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 126 124 186 N/A
Rank Among All New York Credit Unions N/A 33 36 39 N/A
Affinity One Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990609898,374
All Other Unsecured Loans/Lines of Credit 11.200188406,436
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.390992,152,266
Used Vehicle Loans 5.1403363,555,341
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.46016610,044,803
Total Other Real Estate Loans/Lines of Credit 5.440872,430,981
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0303072,690,826
TOTAL LOANS & LEASES 1,79222,179,027

Affinity One Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 484,603,42200
    b. 15 Years or less 1185,441,3813222,800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 872,430,9819373,271
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 25312,475,78412596,071

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Affinity One Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes