Rochester & Monroe Co Emp Federal Credit Union

A short history of Rochester & Monroe Co Emp FCU

Since its inception in 1935 the Rochester & Monroe Co Emp Federal Credit Union has been serving its members in the Rochester, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Allen, the Rochester & Monroe Co Emp FCU has grown its membership to over 4,424 with assets of more than $25,633,878. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (585) 546-4279 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rochester, NY.

General Information For Rochester & Monroe Co Emp FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Rochester & Monroe Co Emp Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Wit CU	Main Office - 22 Fourth St	22 4th St	14609	(585) 454-4580	No	2.03
Rochester Polish CU	Main Office	1325 Hudson Ave	14617	(585) 266-5876	No	2.57
Ukrainian CU	Portland branch	11050 SE Powell Blvd Ste 371	97266	(503) 774-1444	No	2.58
Family First Of Ny CU	Henrietta Branch	1225 Jefferson Rd Ste A21	14626	(585) 586-8225	No	3.02
Esl CU	Merchants	215 Merchants Rd	14609	(585) 336-1000	No	3.07

Rochester & Monroe Co Emp Federal Credit Union Financial Performance Charts

Financial Data

Rochester & Monroe Co Emp Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.90	3.75	3.99	4.00	4.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	406	243	202	138	132
Rank Among All New York Credit Unions	68	95	63	48	39

Rochester & Monroe Co Emp Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	0.25	1.25	0.60
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	105	126	211
Rank Among All New York Credit Unions	N/A	38	28	22	54

Rochester & Monroe Co Emp Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.900	782	1,012,394
All Other Unsecured Loans/Lines of Credit	9.500	528	2,517,288
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	3.750	40	771,315
Used Vehicle Loans	3.990	85	1,136,290
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	119	9,397,317
Total Other Real Estate Loans/Lines of Credit	4.250	163	4,298,316
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	9.500	32	239,665
TOTAL LOANS & LEASES		1,749	19,372,585

Rochester & Monroe Co Emp Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	48	5,266,186	2	384,500
b. 15 Years or less	70	4,128,572	3	227,400
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	1	2,559	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	5	17,700	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	158	4,280,616	4	160,300
Open-End Fixed Rate	0	0	0	0
TOTALS	282	13,695,633	9	772,200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Rochester & Monroe Co Emp Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	No
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	No
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes