Adirondack Regional Federal Credit Union

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A short history of Adirondack Regional FCU

Since its inception in 1947 the Adirondack Regional Federal Credit Union has been serving its members in the TUPPER LAKE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cathy Staves, the Adirondack Regional FCU has grown its membership to over 6,250 with assets of more than $47,784,599. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (518) 359-2921 or email them at info@adkcreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TUPPER LAKE, NY.

General Information For Adirondack Regional FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5546
Address 280 PARK ST 
City TUPPER LAKE 
State New York 
Zip-Code 12986
Phone Number (518) 359-2921
Fax Number (518) 359-7366
Email Address: info@adkcreditunion.com
CEO/President Cathy Staves
Members 6,250 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 47,784,599 
Website http://www.adkcreditunion.com 

Compare Adirondack Regional Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tri-lakes CU Lake Placid 453 Wesvalley Rd 12946 (518) 523-2775 No 13.31

Adirondack Regional Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Adirondack Regional Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.75 4.75 3.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 243 296 72 100
Rank Among All New York Credit Unions N/A 95 92 19 33

Adirondack Regional Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.20 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 318 291
Rank Among All New York Credit Unions N/A 38 39 82 79
Adirondack Regional Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.5001,3976,213,273
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7501031,671,411
Used Vehicle Loans 4.7503532,906,158
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001439,131,396
Total Other Real Estate Loans/Lines of Credit 4.0005203,540
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.0001912,161,723
TOTAL LOANS & LEASES 2,19222,287,501

Adirondack Regional Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 736,431,8765937,400
    b. 15 Years or less 702,699,520144,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 5203,54000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1489,334,9366981,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Adirondack Regional Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes