Upstate Telco Federal Credit Union

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A short history of Upstate Telco FCU

Since its inception in 1956 the Upstate Telco Federal Credit Union has been serving its members in the GLOVERSVILLE, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara Insognia, the Upstate Telco FCU has grown its membership to over 671 with assets of more than $5,042,976. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (518) 773-6548 or email them at upstatetelcofcu@frontiernet.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GLOVERSVILLE, NY.

General Information For Upstate Telco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10746
Address 137 HARRISON STREET 
City GLOVERSVILLE 
State New York 
Zip-Code 12078
Phone Number (518) 773-6548
Fax Number (518) 762-3012
Email Address: upstatetelcofcu@frontiernet.net
CEO/President Barbara Insognia
Members 671 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,042,976 
Website http://www.upstatetelcofcu.org 

Compare Upstate Telco Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Choice Financial CU Wal-Mart Branch Office 329 S Kingsboro Ave (518) 725-4413 No 6.59
M. C. T. CU 39 MARKET ST 39 MARKET ST 12010 (518) 842-1840 No 15.58
Tct CU Cambridge 17 Gilbert St 12816 (518) 677-2676 No 25.98
Hudson River Community CU Troy Branch 40 Leversee Rd 12182 (518) 237-1121 No 27.90
S I Employees CU SI Cr Union 233 Ballston Ave 12866 (518) 584-4100 No 28.43

Upstate Telco Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Upstate Telco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.50 2.50 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 84 52 N/A N/A
Rank Among All New York Credit Unions N/A 39 20 N/A N/A

Upstate Telco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All New York Credit Unions N/A 34 N/A N/A N/A
Upstate Telco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.90089616,518
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50022374,518
Used Vehicle Loans 2.50013104,893
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.000944,638
TOTAL LOANS & LEASES 1331,140,567

Upstate Telco Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Upstate Telco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes