Niagara Regional Federal Credit Union

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A short history of Niagara Regional FCU

Since its inception in 1939 the Niagara Regional Federal Credit Union has been serving its members in the NORTH TONAWANDA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donna Wick, the Niagara Regional FCU has grown its membership to over 2,606 with assets of more than $30,727,164. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (716) 694-4987 or email them at nrfcu@niagararegionalfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH TONAWANDA, NY.

General Information For Niagara Regional FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3285
Address 1285 ERIE AVE 
City NORTH TONAWANDA 
State New York 
Zip-Code 14120
Phone Number (716) 694-4987
Fax Number (716) 694-6066
Email Address: nrfcu@niagararegionalfcu.org
CEO/President Donna Wick
Members 2,606 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 30,727,164 
Website http://www.niagararegionalfcu.org 

Compare Niagara Regional Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sweet Home CU Corporate Office 1960 Sweet Home Rd 14228 (716) 691-9187 No 2.66
Williamsville CU Willimsville FCU 656 N French Rd Ste 7 14228 (716) 691-3110 No 2.69
Boulevard CU Boulevard FederalCU 2787 Niagara Falls Blvd 14228 (716) 691-6727 No 2.76
Alliance Niagara CU NCCC - Main office 3111 Saunders Settlement Rd 14132 (716) 614-6445 No 5.66
Niagara Falls A F CU Niagara Falls Air Force FCU 2420 Olmstead St 14304 (716) 297-4034 No 6.46

Niagara Regional Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Niagara Regional Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.46 1.50 5.74 4.08 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 61 7 414 152 229
Rank Among All New York Credit Unions 6 2 125 53 80

Niagara Regional Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.08 0.25 N/A 0.70 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 120 95 N/A 224 158
Rank Among All New York Credit Unions 17 25 N/A 54 34
Niagara Regional Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.4604061,112,101
All Other Unsecured Loans/Lines of Credit 10.5003951,145,356
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.50047657,877
Used Vehicle Loans 5.7401901,878,333
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0801059,823,757
Total Other Real Estate Loans/Lines of Credit 5.000823,493,969
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00024445,471
TOTAL LOANS & LEASES 1,24918,556,864

Niagara Regional Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 747,645,8656759,000
    b. 15 Years or less 312,177,8921200,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 16336,52200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 663,157,44731399,506
Open-End Fixed Rate 0000
TOTALS 18713,317,726381,358,506

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Niagara Regional Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes