Schenectady County Employees Federal Credit Union

Social
  • +1

A short history of Schenectady County Employees FCU

Since its inception in 1964 the Schenectady County Employees Federal Credit Union has been serving its members in the SCHENECTADY, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Denelle Albert, the Schenectady County Employees FCU has grown its membership to over 859 with assets of more than $4,304,532. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (518) 374-3830 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SCHENECTADY, NY.

General Information For Schenectady County Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16278
Address 388 BROADWAY SUITE B 
City SCHENECTADY 
State New York 
Zip-Code 12305
Phone Number (518) 374-3830
Fax Number (518) 374-3899
Email Address: none
CEO/President Denelle Albert
Members 859 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,304,532 
Website http://schcofcu.org 

Compare Schenectady County Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
City Of Schenectady Employees CU MAIN OFFICE 105 Jay St Rm 1 12305 (518) 346-3007 No 0.12
Price Chopper Employees CU Price Chopper EFCU 404 Princetown Rd 12306 (518) 355-8280 No 2.50
Stratton Air National Guard CU 1 air national guard rd 1 air national guard rd 12302 (518) 372-1254 No 2.86
Mohawk Progressive CU Mohawk Progressive FCU 1760 State St 12304 (518) 372-0828 No 2.89
Sunmark CU Sunmark FCU - Headquarters 1187 Troy Schenectady Rd 12110 (518) 382-2597 No 6.75

Schenectady County Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Schenectady County Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.25 3.75 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 57 175 N/A N/A
Rank Among All New York Credit Unions N/A 22 56 N/A N/A

Schenectady County Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.50 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 263 N/A
Rank Among All New York Credit Unions N/A 34 N/A 66 N/A
Schenectady County Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.000103688,442
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.25036623,822
Used Vehicle Loans 3.7501191,657,402
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.000220,742
TOTAL LOANS & LEASES 2602,990,408

Schenectady County Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Schenectady County Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No