Saint Lawrence Federal Credit Union

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A short history of Saint Lawrence FCU

Since its inception in 1954 the Saint Lawrence Federal Credit Union has been serving its members in the Ogdensburg, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Mashaw, the Saint Lawrence FCU has grown its membership to over 9,670 with assets of more than $151,379,955. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (315) 393-3530 or email them at tmashaw@stlawrfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ogdensburg, NY.

General Information For Saint Lawrence FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9871
Address 800 Commerce Park Dr 
City Ogdensburg 
State New York 
Zip-Code 13669
Phone Number (315) 393-3530
Fax Number (315) 393-3700
Email Address: tmashaw@stlawrfcu.com
CEO/President Todd Mashaw
Members 9,670 
Full-Time Employees 42 
Part-Time Employees
Number of Branch Offices
Total Assets 151,379,955 
Website http://www.stlawrfcu.com 

Compare Saint Lawrence Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ed-med CU MAIN OFFICE 601 FORD ST 13669 (315) 393-2873 No 1.72

Saint Lawrence Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Saint Lawrence Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.95 2.49 3.25 5.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 154 83 120 268 200
Rank Among All New York Credit Unions 22 38 39 85 69

Saint Lawrence Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.35 0.50 1.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 89 263 140
Rank Among All New York Credit Unions N/A 27 20 66 27
Saint Lawrence Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.950197402,947
All Other Unsecured Loans/Lines of Credit 9.5001,1834,260,413
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.250411,068,369
New Vehicle Loans 2.49078515,272,252
Used Vehicle Loans 3.25095810,401,410
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00089648,960,355
Total Other Real Estate Loans/Lines of Credit 4.75031738,509
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,02719,713,288
TOTAL LOANS & LEASES 5,118100,817,543

Saint Lawrence Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 26415,300,18514849,690
    b. 15 Years or less 42216,438,321231,384,520
Balloon/Hybrid
    a. > 15 years 17514,066,15515907,000
    b. 15 Years or less 322,911,0433117,400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3244,65100
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 31738,50911271,759
Open-End Fixed Rate 0000
TOTALS 92749,698,864663,530,369

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 31738,509271,759
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Saint Lawrence Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes