Advantage Federal Credit Union

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A short history of Advantage FCU

Since its inception in 1975 the Advantage Federal Credit Union has been serving its members in the ROCHESTER, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeff Bocach, the Advantage FCU has grown its membership to over 32,202 with assets of more than $313,329,011. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (585) 454-5900 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCHESTER, NY.

General Information For Advantage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24181
Address 1975 BUFFALO RD 
State New York 
Zip-Code 14624
Phone Number (585) 454-5900
Fax Number () -
Email Address:
CEO/President Jeff Bocach
Members 32,202 
Full-Time Employees 80 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 313,329,011 

Compare Advantage Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
St. Pius X Church CU St. Pius X FCU 2998 Chili Ave 14624 (585) 247-0724 No 0.89
Gates Chili CU Main Office 2300 Buffalo Rd Bldg 500B 14624 (585) 247-1090 No 1.67
Focus First CU main 1546 Lyell Ave 14606 (585) 458-9220 No 4.12
Lexington Avenue CU Lexington Ave Federal Credit Union 1275 Lexington Ave 14606 (585) 254-4543 No 4.85
Spencerport CU Main Office 2775 Spencerport rd 14559 (585) 352-6890 No 5.09

Advantage Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Advantage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.95 2.97 2.97 3.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 247 141 89 26 132
Rank Among All New York Credit Unions 42 61 30 6 39

Advantage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.55 0.05 0.45 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 66 143 69 240 211
Rank Among All New York Credit Unions 6 38 17 62 54
Advantage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9509,22226,747,946
All Other Unsecured Loans/Lines of Credit 12.2504,65815,536,779
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9704,28064,070,129
Used Vehicle Loans 2.9704,84640,880,227
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.00035329,040,261
Total Other Real Estate Loans/Lines of Credit 4.2501,82354,093,383
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.000275238,613
TOTAL LOANS & LEASES 25,457230,607,338

Advantage Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19419,014,372161,948,700
    b. 15 Years or less 1509,310,1229989,300
    a. > 15 years 4180,61100
    b. 15 Years or less 5535,15600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 62118,521,724612,570,328
Closed-End Adjustable Rate 491,649,78200
Open-End Adjustable Rate 1,15333,921,877904,743,400
Open-End Fixed Rate 0000
TOTALS 2,17683,133,64417610,251,728


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Advantage Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes