Spencerport Federal Credit Union

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A short history of Spencerport FCU

Since its inception in 1962 the Spencerport Federal Credit Union has been serving its members in the Spencerport, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nancy Bodhorn, the Spencerport FCU has grown its membership to over 3,992 with assets of more than $27,882,553. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (585) 352-6890 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Spencerport, NY.

General Information For Spencerport FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14884
Address PO Box 86 
City Spencerport 
State New York 
Zip-Code 14559
Phone Number (585) 352-6890
Fax Number (585) 352-1899
Email Address: none
CEO/President Nancy Bodhorn
Members 3,992 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,882,553 
Website http://www.spnfcu.org 

Compare Spencerport Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Brockport CU Brockport FCU 400 West Ave 14420 (585) 637-9179 No 5.69
Westside Community CU Westside Community FCU 125 E Buffalo St 14428 (585) 293-3840 No 5.82
Gates Chili CU Main Office 2300 Buffalo Rd Bldg 500B 14624 (585) 247-1090 No 6.61
Advantage CU Highland Hospital 1000 South Ave 14624 (585) 454-5900 No 6.77
St. Pius X Church CU St. Pius X FCU 2998 Chili Ave 14624 (585) 247-0724 No 7.10

Spencerport Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spencerport Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 2.49 3.75 3.57 4.06
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 83 175 79 109
Rank Among All New York Credit Unions 68 38 56 21 34

Spencerport Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.05 0.18 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 142 320 N/A
Rank Among All New York Credit Unions N/A 40 39 83 N/A
Spencerport Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900389632,932
All Other Unsecured Loans/Lines of Credit 10.000288674,471
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.490611,016,470
Used Vehicle Loans 3.7508347,217,834
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.570442,730,947
Total Other Real Estate Loans/Lines of Credit 4.0601814,367,369
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.250731,125,946
TOTAL LOANS & LEASES 1,87017,765,969

Spencerport Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4334,37900
    b. 15 Years or less 402,396,56800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 5108,79700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1764,258,57215640,000
Open-End Fixed Rate 0000
TOTALS 2257,098,31615640,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spencerport Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes