Financial Trust Federal Credit Union

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A short history of Financial Trust FCU

Since its inception in 1950 the Financial Trust Federal Credit Union has been serving its members in the CHEEKTOWAGA, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Morrison, the Financial Trust FCU has grown its membership to over 8,741 with assets of more than $76,647,007. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (716) 831-3007 or email them at www.service@ftcu.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHEEKTOWAGA, NY.

General Information For Financial Trust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6870
Address 3333 HARLEM RD 
City CHEEKTOWAGA 
State New York 
Zip-Code 14225
Phone Number (716) 831-3007
Fax Number (716) 831-0669
Email Address: www.service@ftcu.net
CEO/President John Morrison
Members 8,741 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 76,647,007 
Website http://www.financialtrustfederalcre 

Compare Financial Trust Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maryvale Schools CU Office 1050 Maryvale Dr 14225 (716) 633-8750 No 0.51
Afgm Enterprises CU MaiN Office 132 Cayuga Rd 14225 (716) 634-3636 No 0.52
Town Of Cheektowaga CU TOWN OF CHEEKTOWAGA FCU 3251 BROADWAY St 14227 (716) 686-3497 No 1.58
Upstate Milk Employees CU Upstate Milk Employess FCU 90 Anderson Rd 14225 (716) 332-5337 No 1.78
Cheektowaga Community CU OFFICE 2875 UNION RD STE 49 14227 (716) 684-1741 No 2.45

Financial Trust Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Financial Trust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.36 3.23 3.87 4.53
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 67 118 118 172
Rank Among All New York Credit Unions 56 28 37 38 55

Financial Trust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.89 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 192 243
Rank Among All New York Credit Unions N/A 34 28 42 63
Financial Trust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9001,1501,523,572
All Other Unsecured Loans/Lines of Credit 8.2205061,966,521
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.3601993,183,112
Used Vehicle Loans 3.2309499,149,607
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.87017014,931,216
Total Other Real Estate Loans/Lines of Credit 4.53041111,991,601
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6903094,811,634
TOTAL LOANS & LEASES 3,69447,557,263

Financial Trust Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 777,993,5154323,700
    b. 15 Years or less 936,937,7013244,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 2257,293,969261,150,000
Closed-End Adjustable Rate 23344,31500
Open-End Adjustable Rate 1614,265,97920457,717
Open-End Fixed Rate 287,33800
TOTALS 58126,922,817532,175,417

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Trust Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes