Sunmark Federal Credit Union

  • +1

A short history of Sunmark FCU

Since its inception in 1937 the Sunmark Federal Credit Union has been serving its members in the Latham, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frank DeGraw, the Sunmark FCU has grown its membership to over 57,141 with assets of more than $582,601,227. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (518) 382-2597 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Latham, NY.

General Information For Sunmark FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1884
Address 1187 Troy Schenectady Rd 
City Latham 
State New York 
Zip-Code 12110
Phone Number (518) 382-2597
Fax Number () -
Email Address:
CEO/President Frank DeGraw
Members 57,141 
Full-Time Employees 175 
Part-Time Employees
Number of Branch Offices
Total Assets 582,601,227 

Compare Sunmark Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Community Resource CU Albany Office 1125 Broadway 12204 (518) 433-3802 No 0.23
Newspaper Employees CU Newspaper Employees Credit Union 645 Albany Shaker Rd 12211 (518) 454-5363 No 2.06
Capital Communications CU Niskayuna Branch 582 Balltown Rd 12205 (518) 458-2195 No 3.02
First New York CU Cobleskill Location 795 E Main St Ste 1 12043 (518) 234-2583 No 3.24
Directors Choice CU DCCU 1 South Family Drive 12205 (518) 456-2686 No 3.47

Sunmark Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sunmark Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 3.04 3.04 4.00 4.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 150 97 138 162
Rank Among All New York Credit Unions 74 66 33 48 49

Sunmark Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 324 276
Rank Among All New York Credit Unions N/A 38 37 85 76
Sunmark Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.5004,58214,501,255
All Other Unsecured Loans/Lines of Credit 12.2507,70817,392,172
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.7502322,596,703
New Vehicle Loans 3.04080115,827,462
Used Vehicle Loans 3.0407,94281,909,532
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,480238,834,912
Total Other Real Estate Loans/Lines of Credit 4.4503,243133,136,951
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,85618,147,822
TOTAL LOANS & LEASES 27,844522,346,809

Sunmark Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 20127,472,65626849,516,361
    b. 15 Years or less 25528,738,880498,087,286
    a. > 15 years 907154,507,75125627,693,588
    b. 15 Years or less 1350,78600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 215,435,79552,048,289
Adjustable Rate > 1 yr 9522,329,044267,109,753


Closed-End Fixed Rate 99648,031,610433,690,900
Closed-End Adjustable Rate 35711,441,16000
Open-End Adjustable Rate 1,89073,664,1817084,942,104
Open-End Fixed Rate 0000
TOTALS 4,723371,971,8631,355103,088,281


Interest Only & Payment Option 1st Mortgage Loans 11916,236,91110,781,909
Interest Only & Payment Option Other RE/LOC Loans 19980,3644,500
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sunmark Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes