Lowest Loan Rates For All USA Credit Unions

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Compare The Best Credit Union Rates:

State         Type       
All USA Rank
Credit Unions With The Lowest Loan Rates In The USA
Unsecured Credit Card
New Car
loans
Used Car
loans
1st Mortgage
loans
Other Real Estate
1 Infuze Credit Union11.38%5.99%6.99%4.50%6.00%
1 Our Family Social Credit UnionN/A5.99%8.99%N/AN/A
1 K.c. Area Credit UnionN/A5.99%6.49%N/A6.90%
1 Virginia Educators Credit Union Credit Union11.99%5.99%2.99%7.00%3.25%
1 Jackson County Teachers Credit Union12.90%5.99%7.50%N/AN/A
1 Plus Credit Union9.90%5.99%6.44%3.94%6.67%
2 Peoples Natural G Gen Ofs Emp Federal Credit UnionN/A6.00%N/AN/AN/A
2 Members Choice Of Central Texas Federal Credit UnionN/A6.00%7.00%4.50%6.00%
2 Gorton's Of Gloucester Employees Federal Credit UnionN/A6.00%7.00%N/AN/A
2 Maui County Federal Credit Union10.25%6.00%6.00%4.50%4.00%
2 Honolulu Fire Department Federal Credit Union8.99%6.00%6.00%3.50%3.25%
2 White Plains P O Employees Federal Credit UnionN/A6.00%N/AN/AN/A
2 Victoria Federal Credit Union9.99%6.00%6.75%4.31%N/A

2 Sing Sing Employees Federal Credit UnionN/A6.00%7.50%N/AN/A
2 Embarrass Vermillion Federal Credit Union9.90%6.00%7.00%5.50%N/A
2 Tandem Federal Credit Union11.60%6.00%6.00%6.00%6.00%
2 Pima Federal Credit Union2.99%6.00%3.95%3.34%2.49%
2 Christiansted Federal Credit UnionN/A6.00%7.00%N/AN/A
2 Western States Regional Federal Credit UnionN/A6.00%10.50%N/AN/A
2 Kauai Community Federal Credit Union11.99%6.00%9.00%4.00%3.75%
2 Bee Federal Credit UnionN/A6.00%9.00%N/AN/A
2 Alderson Fci Federal Credit UnionN/A6.00%6.50%N/AN/A
2 Kearny Municipal Employees Federal Credit UnionN/A6.00%7.00%N/AN/A
2 Fairfield Federal Credit Union10.99%6.00%6.00%5.09%N/A
2 Berkeley Community Federal Credit UnionN/A6.00%7.00%7.00%N/A
2 Fedmont Federal Credit UnionN/A6.00%7.00%6.00%N/A
2 Kingsville Area Educators Federal Credit Union10.50%6.00%7.95%N/AN/A
2 Fort Dix Federal Credit UnionN/A6.00%8.00%N/A5.50%
2 Israel Methcomm Federal Credit UnionN/A6.00%7.50%N/AN/A
2 Pilgrim Cucc Federal Credit UnionN/A6.00%9.65%N/AN/A
2 Geovista Federal Credit Union8.90%6.00%13.90%3.35%5.50%
2 Twin States Federal Credit UnionN/A6.00%8.00%N/A6.00%
2 Muw Employees Federal Credit UnionN/A6.00%6.00%N/AN/A
2 C T A F C Federal Credit UnionN/A6.00%9.00%N/AN/A
2 Ampot Federal Credit UnionN/A6.00%7.00%6.00%N/A
2 Ibew Local Union 80 Federal Credit UnionN/A6.00%10.00%N/AN/A
2 Vah Lyons Employees Federal Credit UnionN/A6.00%8.00%N/AN/A
2 Turbine Federal Credit Union8.90%6.00%6.50%6.25%5.50%
2 West Monroe Federal Credit Union8.90%6.00%6.75%7.00%N/A
2 Rabun-tallulah Federal Credit UnionN/A6.00%7.00%N/AN/A
2 Halifax County Community Federal Credit UnionN/A6.00%9.00%6.75%N/A
2 Northeast Community Federal Credit UnionN/A6.00%6.00%6.00%6.00%
2 Phi Beta Sigma Federal Credit UnionN/A6.00%8.00%N/A7.00%
2 Argent Federal Credit Union14.40%6.00%7.00%3.75%3.50%
2 Central Oklahoma Federal Credit UnionN/A6.00%7.13%6.37%6.28%
2 Encompass Niagara Federal Credit UnionN/A6.00%10.00%4.00%4.00%
2 Cadmus Credit Union Incorporated Credit UnionN/A6.00%8.00%N/A8.00%
2 Graphic Arts Credit UnionN/A6.00%8.00%N/AN/A
2 Clifford-jacobs Employees Credit UnionN/A6.00%12.00%N/AN/A
2 Sherwin Williams Emp. Credit Union13.90%6.00%6.00%5.75%6.00%
2 Teamsters Credit UnionN/A6.00%7.00%N/A5.50%
2 Melrose Credit UnionN/A6.00%9.00%4.25%5.00%
2 Jackson Acco Credit Union10.90%6.00%9.00%N/AN/A
2 M. A. Ford Employees Credit UnionN/A6.00%8.00%N/AN/A
2 Postal Employees Credit UnionN/A6.00%6.00%6.00%N/A
2 Jones Methodist Church Credit UnionN/A6.00%6.00%N/AN/A
2 St. Athanasius Credit UnionN/A6.00%9.00%N/AN/A
2 Heights Auto Workers Credit Union10.90%6.00%8.50%6.00%6.25%
2 Waukegan Municipal Employees Credit UnionN/A6.00%8.25%N/AN/A
2 A. B. & W. Emp. Credit Union Inc Credit UnionN/A6.00%7.00%N/AN/A
2 Provo Police & Fire Dept. Credit UnionN/A6.00%7.00%N/AN/A
2 Central Texas Teachers Credit UnionN/A6.00%8.00%N/AN/A
2 Pasadena Postal Credit UnionN/A6.00%12.00%N/AN/A
2 Southern Star Credit Union9.90%6.00%6.25%5.50%N/A
2 Tri-county Credit UnionN/A6.00%6.00%N/AN/A
2 Holy Redeemer Community Of Se Wis. Credit UnionN/A6.00%7.00%N/AN/A
2 Maryville Municipal Credit Union12.75%6.00%6.00%6.00%6.00%
2 Greeneville Works Empls. Sav. Assn. Credit UnionN/A6.00%6.50%N/AN/A
2 Metropolitan Teachers Credit UnionN/A6.00%5.00%N/AN/A
2 D'puc Credit Union14.88%6.00%8.70%N/AN/A
2 Southeastern Ohio Credit UnionN/A6.00%5.00%N/A7.50%
3 C-t Waco Federal Credit UnionN/A6.01%8.47%N/AN/A
3 Northeast Regional Credit UnionN/A6.01%6.28%N/AN/A
4 City Public Service/ibew Federal Credit Union9.40%6.04%5.84%4.00%4.35%
4 Sweetwater Regional Federal Credit UnionN/A6.04%7.67%4.00%N/A
5 Madison County Federal Credit Union15.22%6.07%6.26%5.35%5.45%
6 Piedmont Advantage Credit Union Credit Union8.80%6.08%5.95%3.39%5.04%
7 N.y. B & Fmc Federal Credit UnionN/A6.09%8.01%N/AN/A
8 Garden State Federal Credit Union9.90%6.10%5.11%4.47%5.25%
9 Pampa Teachers Federal Credit Union10.97%6.11%7.05%7.64%7.80%
9 Bayer Credit Union12.90%6.11%5.93%N/A4.75%
10 District Of Columbia Teachers Federal Credit Union13.50%6.12%6.12%5.96%6.20%
10 Methodist Healthcare Federal Credit Union9.88%6.12%8.94%6.74%6.37%
11 Millstream Area Credit Union12.32%6.13%5.97%4.19%4.53%
12 Metropolitan "l" Federal Credit Union12.50%6.14%10.50%N/AN/A
12 Teg Federal Credit Union9.75%6.14%6.66%4.75%4.67%
12 Southwest Health Care Credit Union11.06%6.14%5.96%N/A4.60%
13 S. C. Telco Federal Credit Union10.90%6.15%15.65%3.75%6.00%
14 Linkage Credit Union9.99%6.16%7.97%N/AN/A
15 First Coast Federal Credit Union8.90%6.17%5.94%10.00%9.99%
15 Delaware State Police Federal Credit Union9.42%6.17%4.67%5.40%7.07%
15 Idaho United Credit Union10.93%6.17%6.91%5.16%5.79%
16 Central Sunbelt Federal Credit Union14.58%6.18%5.91%5.60%6.49%
17 Union Pacific California Emp Federal Credit Union9.99%6.20%7.60%5.00%5.10%
17 Sycamore Federal Credit UnionN/A6.20%10.20%8.20%9.95%
18 The United Federal Credit UnionN/A6.21%11.33%4.40%5.30%
19 Industrial Federal Credit Union13.29%6.23%7.58%4.07%5.40%
19 Northern Star Credit Union, Inc. Credit Union12.73%6.23%9.44%6.17%5.11%
20 Bashas' Associates Federal Credit Union11.99%6.24%8.79%N/A5.73%
20 Oklahoma Educators Credit Union9.90%6.24%3.49%3.99%4.75%
20 Premier Members Credit Union13.90%6.24%6.24%4.13%6.00%
21 Edisto Federal Credit UnionN/A6.25%8.25%7.00%9.50%
21 St. Stephen's Federal Credit UnionN/A6.25%12.00%N/AN/A
21 South Louisiana Highway Federal Credit UnionN/A6.25%10.50%N/A8.00%
21 E L C O Federal Credit UnionN/A6.25%8.50%N/AN/A
21 New Covenant Dominion Federal Credit UnionN/A6.25%8.25%N/AN/A
21 Crmc Employees Credit UnionN/A6.25%8.25%N/AN/A
21 My Credit Union11.90%6.25%6.75%6.00%6.50%
21 Southeast Financial Credit Union11.50%6.25%7.25%4.25%4.75%
22 Houston Metropolitan Federal Credit Union13.00%6.27%8.80%4.45%4.00%
23 Novo Federal Credit UnionN/A6.30%5.71%N/AN/A
23 My Choice Federal Credit UnionN/A6.30%6.90%N/AN/A
23 Alloy Federal Credit UnionN/A6.30%6.30%3.90%4.80%
24 Brewton Mill Federal Credit UnionN/A6.31%8.35%6.00%6.45%
24 California Adventist Federal Credit Union7.99%6.31%6.85%4.82%6.92%
25 Beverly Hills City Employees Federal Credit Union12.99%6.32%7.25%3.83%5.00%
25 Toledo Urban Federal Credit Union9.99%6.32%7.75%5.12%7.58%
26 Services Center Federal Credit Union10.75%6.33%2.35%3.46%5.17%
27 Rim Country Federal Credit Union7.90%6.34%7.14%6.20%9.12%
27 Acclaim Federal Credit Union10.90%6.34%6.34%4.95%4.54%
28 Gp Louisiana Federal Credit Union11.80%6.35%6.35%5.46%5.46%
29 Kansas City Credit UnionN/A6.37%8.66%5.00%4.51%
30 Old Dominion University Cu Inc., Credit Union11.00%6.39%6.52%5.94%6.21%
31 Anderson County Federal Credit UnionN/A6.43%8.48%N/AN/A
32 Southwest Louisiana Credit Union14.99%6.45%6.45%4.74%4.74%
33 Dch Credit Union10.10%6.47%6.90%5.32%3.47%
34 Homeland Credit Union12.84%6.49%6.99%6.00%8.00%
34 Consol Employees Credit UnionN/A6.49%6.74%N/AN/A
35 Howard University Employees Federal Credit UnionN/A6.50%6.90%3.75%N/A
35 Los Angeles Federal Credit Union13.00%6.50%7.50%4.00%5.40%
35 Bridgeport Post Office Federal Credit Union13.00%6.50%7.00%N/A6.40%
35 Guadalupe Centers Federal Credit UnionN/A6.50%8.50%N/AN/A
35 Duq Lite Employees Federal Credit UnionN/A6.50%7.50%N/AN/A
35 Shamrock Foods Federal Credit Union8.90%6.50%8.00%N/A7.00%
35 Toledo Metro Federal Credit Union12.22%6.50%6.50%3.88%6.50%
35 Fallon County Federal Credit UnionN/A6.50%8.50%7.50%8.50%
35 167th Tfr Federal Credit Union9.40%6.50%7.75%7.00%7.25%
35 N A E Federal Credit Union8.99%6.50%7.15%4.50%6.00%
35 R T P Federal Credit Union12.00%6.50%6.50%4.11%7.00%
35 Asa Federal Credit Union15.00%6.50%6.50%N/AN/A
35 Planters Federal Credit UnionN/A6.50%11.50%N/AN/A
35 Beka Federal Credit UnionN/A6.50%6.50%N/A3.25%
35 Natural State Federal Credit Union12.90%6.50%7.25%N/AN/A
35 Park Manor Christian Church Credit UnionN/A6.50%6.50%N/AN/A
35 St. Mark Credit UnionN/A6.50%8.99%N/AN/A
35 Fireman's Credit UnionN/A6.50%9.00%N/AN/A
35 Galveston Government Employees Credit Union8.00%6.50%8.00%8.00%10.00%
35 Odessa Employees Credit Union11.90%6.50%6.50%4.00%4.00%
35 Community Credit Union Of Lynn Credit Union9.00%6.50%6.75%4.25%4.25%
35 Lynn Teachers Credit UnionN/A6.50%8.00%N/AN/A
35 Corpus Christi Postal Employees Credit UnionN/A6.50%10.00%N/AN/A
35 Olivet Baptist Credit UnionN/A6.50%8.00%N/AN/A
35 One Nevada Credit Union Credit Union15.00%6.50%6.50%3.88%6.50%
36 Cencap Federal Credit Union9.90%6.53%6.14%N/A4.70%
37 Our Mother Of Mercy Parish Houston Federal Credit UnionN/A6.54%6.65%N/AN/A
38 East Orange Va Hospital Federal Credit UnionN/A6.55%6.78%N/AN/A
38 Spirit Of Alaska Federal Credit Union14.75%6.55%6.55%4.00%7.44%
38 M G Employees Federal Credit UnionN/A6.55%7.49%8.50%N/A
39 Laredo Fire Department Federal Credit Union9.90%6.56%6.97%N/AN/A
40 Muna Federal Credit Union8.99%6.57%9.84%6.30%8.08%
40 Sooper Credit Union11.75%6.57%6.74%4.33%5.25%
40 Southwest 66 Credit Union9.49%6.57%5.50%4.00%5.61%
41 Transit Employees Federal Credit Union8.35%6.58%9.96%4.23%6.13%
41 Victor Valley Federal Credit UnionN/A6.58%7.75%N/A3.37%
41 Syracuse Postal Federal Credit UnionN/A6.58%6.84%N/AN/A
42 Ferguson Federal Credit Union18.00%6.59%10.60%7.83%N/A
43 Brassies Credit UnionN/A6.59%7.15%7.26%N/A
44 Tuscumbia Federal Credit UnionN/A6.60%7.25%N/AN/A
45 Riegelwood Federal Credit Union11.63%6.64%8.05%6.87%4.94%
45 Teamsters Council #37 Federal Credit Union14.66%6.64%9.83%4.21%6.08%
46 Schools Federal Credit Union12.91%6.65%6.04%3.88%5.37%
47 County Schools Federal Credit UnionN/A6.67%6.99%4.00%4.60%
48 St. Landry Parish Federal Credit UnionN/A6.68%8.57%5.24%N/A
49 American Spirit Federal Credit Union10.00%6.69%6.48%4.89%5.86%
50 County Educators Federal Credit Union10.82%6.70%6.36%N/A4.59%
50 Telco Credit Union11.99%6.70%6.70%4.00%4.00%
These are the Top 10 Credit Unions with the lowest (new car) loan rates, See how all the other Credit Unions Ranked here.

Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300) data reports. The information above comes from those reports. The deposit and loan rates shown are not the current rates for the Credit Unions shown. Some of these rates change on a daily basis and you must visit each Credit Unions website to get their current rates. The sole purpose of showing this data is to show the relative relationship of each Credit Unions rates versus the average rates of all Credit Unions at both the state and national levels at a specific point in time, quarter end. The data below is from quarter end 6/30/2017.