K.c. Area Credit Union

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A short history of K.c. Area CU

Since its inception in 1946 the K.c. Area Credit Union has been serving its members in the KANSAS CITY, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Elisha Churchill, the K.c. Area CU has grown its membership to over 2,749 with assets of more than $12,096,661. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (816) 936-5050 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KANSAS CITY, MO.

General Information For K.c. Area CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64939
Address PO BOX 15566 
State Missouri 
Zip-Code 64106
Phone Number (816) 936-5050
Fax Number (816) 936-5060
Email Address: none
CEO/President Elisha Churchill
Members 2,749 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,096,661 
Website http://www.kcareacu.com 

Compare K.c. Area Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Holy Rosary CU St. Joseph Branch 401 Illinois Ave 64504 (816) 221-2734 No 0.18
Burlington Northtown Community CU Burlington Northtown Community Credit Union 1002 Swift Ave 64116 (816) 474-5610 No 1.52
Greater Kc Public Safety CU East Branch 19341 E US Highway 40 Ste A 64127 (816) 504-2800 No 1.53
Guadalupe Centers CU GUADALUPE CENTERS FEDERAL CREDIT UNION 1512 VAN BRUNT BLVD 64127 (816) 949-9026 No 1.88
Bluescope Employees' CU Main Office 1540 Genessee St 64141 (816) 968-3900 No 1.90

K.c. Area Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

K.c. Area Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.99 6.49 N/A 6.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 486 498 N/A 423
Rank Among All Missouri Credit Unions N/A 75 72 N/A 50

K.c. Area Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.10 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 332 N/A
Rank Among All Missouri Credit Unions N/A 21 N/A 49 N/A
K.c. Area Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.9003521,013,246
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.99056915,895
Used Vehicle Loans 6.4901861,850,525
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.900443,229
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.30059573,405
TOTAL LOANS & LEASES 6574,396,300

K.c. Area Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 443,22900
Open-End Fixed Rate 0000
TOTALS 443,22900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

K.c. Area Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes