Sycamore Federal Credit Union

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A short history of Sycamore FCU

Since its inception in 1945 the Sycamore Federal Credit Union has been serving its members in the SYCAMORE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marshall McGrady, the Sycamore FCU has grown its membership to over 1,723 with assets of more than $19,054,985. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (256) 245-5887 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SYCAMORE, AL.

General Information For Sycamore FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5241
Address PO BOX 423 
State Alabama 
Zip-Code 35149
Phone Number (256) 245-5887
Fax Number (256) 249-0560
Email Address: none
CEO/President Marshall McGrady
Members 1,723 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 19,054,985 

Compare Sycamore Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Heritage South CU Broadway Branch 901 N Broadway Ave 35150 (256) 245-4776 No 6.84
Coosa Pines CU Coosa Pines Federal Credit Union 33710 US Highway 280 35044 (256) 378-5559 No 10.50
Dixie Craft Employees CU Dixie Craft Employee Credit Union 1537 S Main St 35072 (256) 839-6354 No 16.57
Ebsco CU EBSCO FCU 5724 Highway 280 E 35201 (205) 991-1106 No 27.34

Sycamore Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sycamore Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.20 10.20 8.20 9.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 502 749 473 509
Rank Among All Alabama Credit Unions N/A 58 76 49 49

Sycamore Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.25 N/A N/A 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 29 N/A N/A 125
Rank Among All Alabama Credit Unions N/A 4 N/A N/A 7
Sycamore Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 16.950400591,899
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.20029548,719
Used Vehicle Loans 10.2005455,105,215
Total 1st Mortgage Real Estate Loans/Lines of Credit 8.2001577,426,357
Total Other Real Estate Loans/Lines of Credit 9.9501170,000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.95051391,755
TOTAL LOANS & LEASES 1,18314,233,945

Sycamore Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 262,248,517131,027,100
    b. 15 Years or less 1315,177,8409624,500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1170,00000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1587,596,357221,651,600


Interest Only & Payment Option 1st Mortgage Loans 1170,000103,492
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sycamore Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes