Victoria Federal Credit Union

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A short history of Victoria FCU

Since its inception in 1940 the Victoria Federal Credit Union has been serving its members in the VICTORIA, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Ruiz, the Victoria FCU has grown its membership to over 1,473 with assets of more than $9,978,296. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (361) 578-2965 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in VICTORIA, TX.

General Information For Victoria FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3736
Address 701 SAM HOUSTON DR. 
State Texas 
Zip-Code 77901
Phone Number (361) 578-2965
Fax Number (361) 572-3401
Email Address:
CEO/President Jennifer Ruiz
Members 1,473 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,978,296 

Compare Victoria Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Victoria Teachers CU Office 2207 Wildwood St 77901 (361) 576-3168 No 0.60
Victoria City-county Employees CU Victoria City-County EFCU 205 N Bridge St Ste 111 77901 (361) 578-9888 No 1.06
Coastal Bend P O CU Coastal Bend PO FCU 312 S Main St Ste 221 77902 (361) 572-4704 No 1.18
S.t.e.c. CU S T E C F.C.U. 2849 FM 447 77976 (361) 485-6125 No 10.59
Jackson County CU Jackson County FCU 309 N Allen St 77957 (361) 782-0708 No 23.79

Victoria Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Victoria Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 6.00 6.75 4.31 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 487 522 182 N/A
Rank Among All Texas Credit Unions 53 177 176 52 N/A

Victoria Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 0.30 0.68 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 97 229 219
Rank Among All Texas Credit Unions 31 38 20 77 56
Victoria Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.990297532,273
All Other Unsecured Loans/Lines of Credit 13.830196464,447
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.000220,781
New Vehicle Loans 6.000721,412,357
Used Vehicle Loans 6.7501711,763,658
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.3104455,638
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.75027230,653
TOTAL LOANS & LEASES 7694,879,807

Victoria Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 155,67100
    b. 15 Years or less 3399,96700
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 4455,63800


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Victoria Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes