Berkeley Community Federal Credit Union

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A short history of Berkeley Community FCU

Since its inception in 1960 the Berkeley Community Federal Credit Union has been serving its members in the MONCKS CORNER, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Max Jones, the Berkeley Community FCU has grown its membership to over 2,516 with assets of more than $11,251,741. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (843) 761-8298 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MONCKS CORNER, SC.

General Information For Berkeley Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13472
Address PO BOX 206 
City MONCKS CORNER 
State South Carolina 
Zip-Code 29461
Phone Number (843) 761-8298
Fax Number (843) 761-2013
Email Address: none
CEO/President Max Jones
Members 2,516 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,251,741 
Website http://www.berkcofcu.com 

Compare Berkeley Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Santee Cooper Credit Union CU Santee Cooper Credit Union 612 Rembert C Dennis Blvd 29461 (843) 761-4001 No 4.38
Heritage Trust CU Rivers 7550 Rivers Ave 29423 (843) 832-2600 No 11.83
South Carolina CU Shipyard 1900 McMillan Ave 29419 (843) 797-8300 No 16.83
Cpm CU Summerville 165 Brighton Park Blvd 29405 (800) 255-1513 No 18.81
Latitude 32 CU West Ashley Branch 1845 Sam Rittenberg Blvd 29407 (843) 556-4809 No 24.34

Berkeley Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Berkeley Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.00 7.00 7.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 487 545 438 N/A
Rank Among All South Carolina Credit Unions N/A 41 39 27 N/A

Berkeley Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.35 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 293 192
Rank Among All South Carolina Credit Unions N/A 12 N/A 23 8
Berkeley Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 13.000649648,652
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.00059701,386
Used Vehicle Loans 7.0003943,922,677
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.000234,358
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00059474,218
TOTAL LOANS & LEASES 1,1635,781,291

Berkeley Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 234,35800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 234,35800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Berkeley Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes