Homeland Credit Union

A short history of Homeland CU

Since its inception in 1932 the Homeland Credit Union has been serving its members in the CHILLICOTHE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shayne Poe, the Homeland CU has grown its membership to over 21,478 with assets of more than $394,457,832. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (740) 775-3331 or email them at caldwell@homelandcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHILLICOTHE, OH.

General Information For Homeland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Homeland Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Chivaho CU	Chivaho FCU	17273 State Route 104	45601	(740) 775-3381	No	5.37
Atomic CU	Atomic Credit Union - Minford Branch	8935 STATE ROUTE 335	45661	(740) 820-8222	No	17.71

Homeland Credit Union Financial Performance Charts

Financial Data

Homeland Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	12.84	6.49	6.99	6.00	8.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	448	519	544	373	475
Rank Among All Ohio Credit Unions	80	130	127	87	90

Homeland Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.20	0.60	0.35	1.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	108	48	293	94
Rank Among All Ohio Credit Unions	N/A	17	7	86	13

Homeland Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	12.840	5,154	11,013,141
All Other Unsecured Loans/Lines of Credit	12.490	3,440	10,759,746
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	6.490	482	10,121,297
Used Vehicle Loans	6.990	2,970	34,049,530
Total 1st Mortgage Real Estate Loans/Lines of Credit	6.000	723	40,740,811
Total Other Real Estate Loans/Lines of Credit	8.000	349	9,390,284
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	9.000	773	7,218,537
TOTAL LOANS & LEASES		13,891	123,293,346

Homeland Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	214	17,703,889	63	3,715,844
b. 15 Years or less	409	20,452,652	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	100	2,584,270	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	235	7,313,827	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	114	2,076,457	83	841,205
Open-End Fixed Rate	0	0	0	0
TOTALS	1,072	50,131,095	146	4,557,049

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Homeland Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	No
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes