Homeland Credit Union

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A short history of Homeland CU

Since its inception in 1932 the Homeland Credit Union has been serving its members in the CHILLICOTHE, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shayne Poe, the Homeland CU has grown its membership to over 21,478 with assets of more than $394,457,832. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (740) 775-3331 or email them at caldwell@homelandcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHILLICOTHE, OH.

General Information For Homeland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61089
Address P O BOX 1974 
State Ohio 
Zip-Code 45601
Phone Number (740) 775-3331
Fax Number (740) 774-1055
Email Address: caldwell@homelandcu.com
CEO/President Shayne Poe
Members 21,478 
Full-Time Employees 69 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 394,457,832 
Website http://www.homelandcu.com 

Compare Homeland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Chivaho CU Chivaho FCU 17273 State Route 104 45601 (740) 775-3381 No 5.37
Atomic CU Atomic Credit Union - Minford Branch 8935 STATE ROUTE 335 45661 (740) 820-8222 No 17.71

Homeland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Homeland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.84 6.49 6.99 6.00 8.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 448 519 544 373 475
Rank Among All Ohio Credit Unions 80 130 127 87 90

Homeland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.60 0.35 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 48 293 94
Rank Among All Ohio Credit Unions N/A 17 7 86 13
Homeland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.8405,15411,013,141
All Other Unsecured Loans/Lines of Credit 12.4903,44010,759,746
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.49048210,121,297
Used Vehicle Loans 6.9902,97034,049,530
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.00072340,740,811
Total Other Real Estate Loans/Lines of Credit 8.0003499,390,284
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0007737,218,537
TOTAL LOANS & LEASES 13,891123,293,346

Homeland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21417,703,889633,715,844
    b. 15 Years or less 40920,452,65200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1002,584,27000


Closed-End Fixed Rate 2357,313,82700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1142,076,45783841,205
Open-End Fixed Rate 0000
TOTALS 1,07250,131,0951464,557,049


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Homeland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes