Twin States Federal Credit Union

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A short history of Twin States FCU

Since its inception in 1965 the Twin States Federal Credit Union has been serving its members in the Columbus, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melissa Carter, the Twin States FCU has grown its membership to over 1,472 with assets of more than $6,779,713. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (662) 327-7666 or email them at twin2@cableone.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Columbus, MS.

General Information For Twin States FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16590
Address 59 Yorkville Park Sq 
City Columbus 
State Mississippi 
Zip-Code 39702
Phone Number (662) 327-7666
Fax Number (662) 329-4588
Email Address: twin2@cableone.net
CEO/President Melissa Carter
Members 1,472 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,779,713 
Website http://www.twinstatesfcu.com 

Compare Twin States Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Muw Employees CU MUW EMPLOYEES' FCU 412 Zouave Drive 39701 (662) 327-2500 No 5.39
Cm Members CU Columbus Municipal Credit Union 1968 6th St N 39703 (662) 327-3030 No 6.99
Triangle CU Main Office - CAFB 160 Similer Blvd 39705 (662) 434-6052 No 14.27
Ampot CU Disaster Recovery Site 40481 Old Highway 45 S 39746 (662) 343-8793 No 21.01
The New Horizons CU NEW HORIZONS CREDIT UNION 106 N JEFFERSON ST 38851 (662) 456-7165 No 22.97

Twin States Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Twin States Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.00 8.00 N/A 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 487 630 N/A 341
Rank Among All Mississippi Credit Unions N/A 43 34 N/A 11

Twin States Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 3.20 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 7 N/A
Rank Among All Mississippi Credit Unions N/A 21 N/A 1 N/A
Twin States Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.000265372,753
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.000561,084,433
Used Vehicle Loans 8.0003473,506,591
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.00018,106
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.00055336,170
TOTAL LOANS & LEASES 7245,308,053

Twin States Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 18,10600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 18,10600

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Twin States Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes