Spirit Of Alaska Federal Credit Union

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A short history of Spirit Of Alaska FCU

Since its inception in 1960 the Spirit Of Alaska Federal Credit Union has been serving its members in the Fairbanks, Alaska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Anthony Rizk, the Spirit Of Alaska FCU has grown its membership to over 9,562 with assets of more than $150,263,205. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (907) 459-5900 or email them at info@spiritofak.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fairbanks, AK.

General Information For Spirit Of Alaska FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13583
Address 1417 Gillam Way 
City Fairbanks 
State Alaska 
Zip-Code 99701
Phone Number (907) 459-5900
Fax Number () -
Email Address: info@spiritofak.com
CEO/President Anthony Rizk
Members 9,562 
Full-Time Employees 54 
Part-Time Employees
Number of Branch Offices
Total Assets 150,263,205 
Website http://www.spiritofak.com 

Compare Spirit Of Alaska Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mac CU Fort Wainwright 3700 Santiago St 99701 (907) 356-1253 No 18.12
City Of Fairbanks CU Main Office 502 9th Ave 99701 (907) 452-3371 No 19.32

Spirit Of Alaska Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Spirit Of Alaska Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.75 6.55 6.55 4.00 7.44
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 514 523 504 138 453
Rank Among All Alaska Credit Unions 9 12 10 5 10

Spirit Of Alaska Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.01 0.11 0.26 0.65 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 35 126 104 234 276
Rank Among All Alaska Credit Unions 1 3 4 7 8
Spirit Of Alaska Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.7508911,634,863
All Other Unsecured Loans/Lines of Credit 15.300135479,312
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00073,541
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.5501,2916,539,885
Used Vehicle Loans 6.5502,03115,016,447
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00037357,917,152
Total Other Real Estate Loans/Lines of Credit 7.4401526,661,377
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.4601,03317,224,387
TOTAL LOANS & LEASES 5,913105,476,964

Spirit Of Alaska Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12420,409,324143,352,645
    b. 15 Years or less 242,891,7483481,537
Balloon/Hybrid
    a. > 15 years 91,470,5831180,250
    b. 15 Years or less 17427,538,23881,786,088
Other Fixed Rate 2152,4122152,771
Adjustable Rate 1 yr or less 365,336,77021,417,850
Adjustable Rate > 1 yr 4118,07700

OTHER REAL ESTATE

Closed-End Fixed Rate 691,631,783325,000
Closed-End Adjustable Rate 1116,27500
Open-End Adjustable Rate 824,913,3195330,000
Open-End Fixed Rate 0000
TOTALS 52564,578,529387,726,141

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 234,758,7781,417,850
Interest Only & Payment Option Other RE/LOC Loans 824,913,319330,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spirit Of Alaska Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes