Mac Federal Credit Union

  • +1

A short history of Mac FCU

Since its inception in 1952 the Mac Federal Credit Union has been serving its members in the Fairbanks, Alaska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Angela Head, the Mac FCU has grown its membership to over 13,195 with assets of more than $105,448,968. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (907) 474-1291 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fairbanks, AK.

General Information For Mac FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8080
Address 541 10th Ave 
City Fairbanks 
State Alaska 
Zip-Code 99701
Phone Number (907) 474-1291
Fax Number (907) 456-2815
Email Address:
CEO/President Angela Head
Members 13,195 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 105,448,968 

Compare Mac Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Spirit Of Alaska CU Johansen Branch 495 Harold Bentley Ave 99701 (907) 459-5919 No 19.03
City Of Fairbanks CU Main Office 502 9th Ave 99701 (907) 452-3371 No 19.32

Mac Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mac Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.50 8.50 4.50 7.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 341 664 205 457
Rank Among All Alaska Credit Unions 4 9 12 6 11

Mac Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 0.75 0.85 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 32 198 158
Rank Among All Alaska Credit Unions N/A 1 1 5 4
Mac Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,5954,066,299
All Other Unsecured Loans/Lines of Credit 15.0001,6383,008,845
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5003429,859,506
Used Vehicle Loans 8.5003,96050,655,477
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500312,878,684
Total Other Real Estate Loans/Lines of Credit 7.500364,651
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.5006825,998,392
TOTAL LOANS & LEASES 8,25176,531,854

Mac Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 252,117,95300
    a. > 15 years 0000
    b. 15 Years or less 6760,73100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 364,65100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 342,943,33500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mac Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes