Mac Federal Credit Union

A short history of Mac FCU

Since its inception in 1952 the Mac Federal Credit Union has been serving its members in the Fairbanks, Alaska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Angela Head, the Mac FCU has grown its membership to over 13,195 with assets of more than $105,448,968. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (907) 474-1291 or email them at mail@macfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fairbanks, AK.

General Information For Mac FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Mac Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Spirit Of Alaska CU	Johansen Branch	495 Harold Bentley Ave	99701	(907) 459-5919	No	19.03
City Of Fairbanks CU	Main Office	502 9th Ave	99701	(907) 452-3371	No	19.32

Mac Federal Credit Union Financial Performance Charts

Financial Data

Mac Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	9.90	4.50	8.50	4.50	7.50
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	243	341	664	205	457
Rank Among All Alaska Credit Unions	4	9	12	6	11

Mac Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.50	0.75	0.85	1.00
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	66	32	198	158
Rank Among All Alaska Credit Unions	N/A	1	1	5	4

Mac Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	9.900	1,595	4,066,299
All Other Unsecured Loans/Lines of Credit	15.000	1,638	3,008,845
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.500	342	9,859,506
Used Vehicle Loans	8.500	3,960	50,655,477
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.500	31	2,878,684
Total Other Real Estate Loans/Lines of Credit	7.500	3	64,651
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	9.500	682	5,998,392
TOTAL LOANS & LEASES		8,251	76,531,854

Mac Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	25	2,117,953	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	6	760,731	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	3	64,651	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	34	2,943,335	0	0

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Mac Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes