Garden State Federal Credit Union

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A short history of Garden State FCU

Since its inception in 1960 the Garden State Federal Credit Union has been serving its members in the MOORESTOWN, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by PAUL LADD, the Garden State FCU has grown its membership to over 3,627 with assets of more than $28,452,170. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (856) 235-2077 or email them at GSFCU@COMCAST.NET to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOORESTOWN, NJ.

General Information For Garden State FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14015
Address PO BOX 680 
City MOORESTOWN 
State New Jersey 
Zip-Code 08057
Phone Number (856) 235-2077
Fax Number (856) 235-2904
Email Address: GSFCU@COMCAST.NET
CEO/President PAUL LADD
Members 3,627 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 28,452,170 
Website http://GARDENSTATEFCU.ORG 

Compare Garden State Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Camden Firemen's CU camden firemen's credit union 144 W Route 38 08057 (856) 235-2077 No 1.36
Acume CU Main Office 144 W Route 38 08057 (856) 235-2077 No 1.50
New Jersey Community CU Main Office 144 W Route 38 08057 (856) 235-2077 No 2.00
Abco CU Cooper 1 Cooper Plz 08073 (800) 225-1859 No 4.52
F. C. CU New Corporate Office 19 Barclay Pavilion E Route 70 08034 (856) 429-1808 No 5.22

Garden State Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Garden State Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 6.10 5.11 4.47 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 493 338 202 260
Rank Among All New Jersey Credit Unions 20 67 43 31 38

Garden State Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.10 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 332 283
Rank Among All New Jersey Credit Unions N/A 34 11 54 37
Garden State Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900328250,421
All Other Unsecured Loans/Lines of Credit 11.5203481,725,983
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.500239294,607
New Vehicle Loans 6.1001077,111
Used Vehicle Loans 5.1101841,102,581
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4701059,259,077
Total Other Real Estate Loans/Lines of Credit 5.250803,393,205
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.740640,522
TOTAL LOANS & LEASES 1,30016,143,507

Garden State Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 171,652,0302324,750
    b. 15 Years or less 492,833,3903122,000
Balloon/Hybrid
    a. > 15 years 223,371,8762250,000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 171,401,7813506,300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 612,632,3916239,849
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 19760,81400
Open-End Fixed Rate 0000
TOTALS 18512,652,282161,442,899

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Garden State Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes