Beka Federal Credit Union

  • +1

A short history of Beka FCU

Since its inception in 1974 the Beka Federal Credit Union has been serving its members in the LINDALE, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brandy Banister, the Beka FCU has grown its membership to over 954 with assets of more than $6,631,994. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (706) 235-4481 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LINDALE, GA.

General Information For Beka FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21575
Address PO BOX 312 
State Georgia 
Zip-Code 30147
Phone Number (706) 235-4481
Fax Number (706) 234-4791
Email Address: none
CEO/President Brandy Banister
Members 954 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,631,994 

Compare Beka Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Georgia Power Northwest CU GA POWER NW FCU 906 N Broad St SE 30161 (706) 232-6871 No 8.54
Rome Kraft Employees CU Main Office 4620 Alabama Hwy NW 30129 (706) 295-9027 No 9.61
Coosa Valley CU Cartersville Office 1149 N Tennessee St 30120 (770) 382-7234 No 9.92

Beka Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Beka Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.50 6.50 N/A 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 520 499 N/A 38
Rank Among All Georgia Credit Unions N/A 67 55 N/A 2

Beka Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.75 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 215 227
Rank Among All Georgia Credit Unions N/A 15 N/A 20 25
Beka Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000222587,645
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.50016371,339
Used Vehicle Loans 6.5002492,669,282
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.25031656,445
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 12.00056597,681
TOTAL LOANS & LEASES 5744,882,392

Beka Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 31656,44500
Open-End Fixed Rate 0000
TOTALS 31656,44500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Beka Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No