Postal Employees Credit Union

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A short history of Postal Employees CU

Since its inception in 1928 the Postal Employees Credit Union has been serving its members in the HUNTSVILLE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by BUDDY BERRYHILL, the Postal Employees CU has grown its membership to over 342 with assets of more than $3,064,910. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (256) 881-2400 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HUNTSVILLE, AL.

General Information For Postal Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64774
Address PO BOX 132 
City HUNTSVILLE 
State Alabama 
Zip-Code 35804
Phone Number (256) 881-2400
Fax Number (256) 881-2400
Email Address: none
CEO/President BUDDY BERRYHILL
Members 342 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,064,910 
Website  

Compare Postal Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Alabama Educators CU Main Office 2309 Whitesburg Dr SE 35804 (256) 534-2423 No 1.27
Rocket City CU Rocket City Federal Credit Union 2200 Clinton Ave W 35805 (256) 533-0541 No 1.67
Redstone CU Highway 53 Branch 6056 Highway 53 35804 (256) 837-6110 No 3.97
Wcu Credit Union CU WCU Credit Union 26 Franklin Smith Rd 35804 (256) 974-2013 No 23.33
Family Security CU Athens 214 US Highway 31 S 35603 (256) 340-2000 No 27.01

Postal Employees Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Postal Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 6.00 6.00 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 487 443 373 N/A
Rank Among All Alabama Credit Unions N/A 57 44 35 N/A

Postal Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A N/A N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A N/A N/A N/A N/A
Rank Among All Alabama Credit Unions N/A N/A N/A N/A N/A
Postal Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 0.00000
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.00018321,421
Used Vehicle Loans 6.00068766,791
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.0002126,939
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00018150,168
TOTAL LOANS & LEASES 1061,365,319

Postal Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 2126,93900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 2126,93900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Postal Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No