Southeast Financial Credit Union

  • +1

A short history of Southeast Financial CU

Since its inception in 1936 the Southeast Financial Credit Union has been serving its members in the FRANKLIN, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Jacoway, the Southeast Financial CU has grown its membership to over 42,294 with assets of more than $381,720,724. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (615) 465-5400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FRANKLIN, TN.

General Information For Southeast Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68599
State Tennessee 
Zip-Code 37064
Phone Number (615) 465-5400
Fax Number (615) 465-5569
Email Address:
CEO/President John Jacoway
Members 42,294 
Full-Time Employees 136 
Part-Time Employees
Number of Branch Offices 13 
Total Assets 381,720,724 

Compare Southeast Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Veritas CU Smyrna Office 509 Enon Springs Rd E 37068 (615) 786-0452 No 9.16
Family Advantage CU Columbia Branch 615 W 7th St 38401 (931) 486-3125 No 9.22
St. Thomas CU St Thomas Credit Union-NP Branch 1100 Broadway 37203 (615) 577-6620 No 18.14
Dixie Line CU Dixie Line Credit Union 567 Veritas St 37211 (615) 331-5121 No 19.12
Cornerstone Financial CU Clarksville 2100 Trenton rd 37040 (931) 648-2893 No 19.68

Southeast Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Southeast Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.50 6.25 7.25 4.25 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 380 506 566 174 200
Rank Among All Tennessee Credit Unions 33 86 76 29 17

Southeast Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.30 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 97 215 192
Rank Among All Tennessee Credit Unions N/A 20 14 21 18
Southeast Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.50010,54720,558,570
All Other Unsecured Loans/Lines of Credit 14.0004,96711,994,457
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.2503266,586,110
Used Vehicle Loans 7.2509,17597,621,044
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25082889,695,413
Total Other Real Estate Loans/Lines of Credit 4.75069315,392,079
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.2507,37452,016,734
TOTAL LOANS & LEASES 33,910293,864,407

Southeast Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 17123,458,775184,269,895
    b. 15 Years or less 33642,856,196121,763,491
    a. > 15 years 18511,864,0431250,000
    b. 15 Years or less 227,300,56741,674,250
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1144,215,83213494,581


Closed-End Fixed Rate 872,072,72012532,693
Closed-End Adjustable Rate 1345,578,4647174,424
Open-End Adjustable Rate 4727,740,895361,194,881
Open-End Fixed Rate 0000
TOTALS 1,521105,087,49210310,354,215


Interest Only & Payment Option 1st Mortgage Loans 1014,335,6321,096,229
Interest Only & Payment Option Other RE/LOC Loans 4587,516,8551,191,481
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Southeast Financial Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes