Veritas Federal Credit Union

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A short history of Veritas FCU

Since its inception in 1973 the Veritas Federal Credit Union has been serving its members in the FRANKLIN, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Teri Crowl, the Veritas FCU has grown its membership to over 6,406 with assets of more than $42,680,698. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (877) 344-6328 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FRANKLIN, TN.

General Information For Veritas FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 21354
Address PO BOX 681059 
State Tennessee 
Zip-Code 37068
Phone Number (877) 344-6328
Fax Number (615) 786-0457
Email Address: none
CEO/President Teri Crowl
Members 6,406 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 42,680,698 

Compare Veritas Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Southeast Financial CU Cordova 265 German Oak Dr 38088 (901) 737-8356 No 2.33
Family Advantage CU Columbia Branch 615 W 7th St 38401 (931) 486-3125 No 12.76
Dixie Line CU Dixie Line Credit Union 567 Veritas St 37211 (615) 331-5121 No 13.79
St. Thomas CU St Thomas Credit Union-NP Branch 1100 Broadway 37203 (615) 577-6620 No 14.07
Cornerstone Financial CU Clarksville 2100 Trenton rd 37040 (931) 648-2893 No 15.10

Veritas Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Veritas Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 5.49 7.49 4.75 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 448 587 238 260
Rank Among All Tennessee Credit Unions 19 82 78 40 23

Veritas Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.70 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 224 227
Rank Among All Tennessee Credit Unions 13 17 N/A 23 32
Veritas Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9005572,135,155
All Other Unsecured Loans/Lines of Credit 14.0001,0414,441,674
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.490701,188,529
Used Vehicle Loans 7.49096110,972,866
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750527,828,693
Total Other Real Estate Loans/Lines of Credit 5.250441,754,913
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.4902342,732,673
TOTAL LOANS & LEASES 2,95931,054,503

Veritas Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,282,65900
    b. 15 Years or less 354,545,71261,082,170
    a. > 15 years 3692,07800
    b. 15 Years or less 2314,81800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3993,42600


Closed-End Fixed Rate 484,45100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 401,670,46295754,550
Open-End Fixed Rate 0000
TOTALS 969,583,6061011,836,720


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Veritas Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes