My Credit Union

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A short history of My CU

Since its inception in 1975 the My Credit Union has been serving its members in the Watauga, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mark Massey, the My CU has grown its membership to over 7,380 with assets of more than $49,882,107. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (817) 428-2463 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Watauga, TX.

General Information For My CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68545
Address 5744 Watauga Rd 
City Watauga 
State Texas 
Zip-Code 76148
Phone Number (817) 428-2463
Fax Number (817) 281-9356
Email Address:
CEO/President Mark Massey
Members 7,380 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 49,882,107 

Compare My Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family 1st Of Texas CU Main 3501 Western Center Blvd 76137 (817) 847-8992 No 3.10
First Class American CU FCACU - South Branch 301 E Main St 76161 (817) 834-9777 No 4.38
Unity One CU BCTAL Branch 7020 Mid Cities Blvd Rm 103 76180 (817) 306-3142 No 4.40
Member Preferred CU Member Preferred FCU 340 S Blue Mound Rd Ste 342 76131 (817) 222-2288 No 5.25
Fort Worth Community CU North Tarrant 3501 N Tarrent Pkwy 76244 (817) 835-5000 No 6.77

My Credit Union Financial Performance Charts

Performance Charts

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Financial Data

My Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 6.25 6.75 6.00 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 506 522 373 391
Rank Among All Texas Credit Unions 87 182 176 110 102

My Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.30 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 302 283
Rank Among All Texas Credit Unions N/A 51 N/A 105 75
My Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900666450,799
All Other Unsecured Loans/Lines of Credit 14.900114275,677
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.2504098,134,944
Used Vehicle Loans 6.75081510,373,868
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.0001255,845,737
Total Other Real Estate Loans/Lines of Credit 6.500594,888
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50082624,842
TOTAL LOANS & LEASES 2,21625,800,755

My Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 363,386,3011180,000
    b. 15 Years or less 892,459,4366243,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 594,888120,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1305,940,6258443,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

My Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes