Ferguson Federal Credit Union

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A short history of Ferguson FCU

Since its inception in 1968 the Ferguson Federal Credit Union has been serving its members in the Monticello, Mississippi area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Leslie Pitts, the Ferguson FCU has grown its membership to over 6,113 with assets of more than $70,842,560. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (601) 587-4037 or email them at ehollingsworth@megagate.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Monticello, MS.

General Information For Ferguson FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18515
Address 1026 E Broad St 
City Monticello 
State Mississippi 
Zip-Code 39654
Phone Number (601) 587-4037
Fax Number (601) 587-9414
Email Address: ehollingsworth@megagate.com
CEO/President Leslie Pitts
Members 6,113 
Full-Time Employees 42 
Part-Time Employees
Number of Branch Offices
Total Assets 70,842,560 
Website http://fergusonfcu.org 

Compare Ferguson Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Unity CU Main Office 122 5th Ave Ste B 39648 (601) 680-4419 No 26.05
Mccomb CU Main 913 Delaware Ave 39648 (601) 684-7764 No 26.26

Ferguson Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ferguson Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 18.00 6.59 10.60 7.83 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 553 527 761 465 N/A
Rank Among All Mississippi Credit Unions 23 46 47 24 N/A

Ferguson Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.25 N/A 1.01 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 95 N/A 170 192
Rank Among All Mississippi Credit Unions 7 21 N/A 16 11
Ferguson Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 18.000137230,002
All Other Unsecured Loans/Lines of Credit 10.3901,3124,698,911
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.5901333,771,668
Used Vehicle Loans 10.6001,43919,059,513
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.83024916,427,789
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.3805686,024,994
TOTAL LOANS & LEASES 3,83850,212,877

Ferguson Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12310,751,02518857,689
    b. 15 Years or less 1265,676,764142,246,343
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 24916,427,789323,104,032


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ferguson Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes