Cencap Federal Credit Union

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A short history of Cencap FCU

Since its inception in 1950 the Cencap Federal Credit Union has been serving its members in the HARTFORD, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marco Signorello, the Cencap FCU has grown its membership to over 9,221 with assets of more than $57,002,747. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (860) 722-8110 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HARTFORD, CT.

General Information For Cencap FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6733
State Connecticut 
Zip-Code 06114
Phone Number (860) 722-8110
Fax Number (860) 296-8981
Email Address: none
CEO/President Marco Signorello
Members 9,221 
Full-Time Employees 27 
Part-Time Employees
Number of Branch Offices
Total Assets 57,002,747 
Website http://WWW.CENCAP.COM 

Compare Cencap Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hartford Firefighters CU Main Office 776 Maple Ave 06114 (860) 246-5236 No 0.53
Franklin Trust CU High School Inc 277 Asylum St 06103 (860) 296-4379 No 0.64
Ukrainian Selfreliance New England CU USNEFCU 103 N Elm St 01085 (413) 568-4948 No 0.92
Hartford Healthcare CU Htfd Hosp Branch 85 Jefferson St 01085 (860) 545-3176 No 1.05
Metropolitan District Employees CU Main Office 250 MURPHY RD 06143 (860) 560-9036 No 1.09

Cencap Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cencap Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 6.53 6.14 N/A 4.70
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 521 457 N/A 195
Rank Among All Connecticut Credit Unions 6 55 56 N/A 32

Cencap Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.55 1.43 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 55 99 192
Rank Among All Connecticut Credit Unions N/A 10 2 5 13
Cencap Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,0302,540,520
All Other Unsecured Loans/Lines of Credit 11.3702,08113,985,504
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.5301,10513,762,135
Used Vehicle Loans 6.1401012,165,065
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.7001185,957,258
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.37025342,654
TOTAL LOANS & LEASES 4,46038,753,136

Cencap Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 653,422,7363264,161
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 532,534,522241,008,637
Open-End Fixed Rate 0000
TOTALS 1185,957,258271,272,798


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 532,534,5221,008,637
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cencap Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes