Argent Federal Credit Union

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A short history of Argent FCU

Since its inception in 1987 the Argent Federal Credit Union has been serving its members in the CHESTERFIELD, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rose Baggerly, the Argent FCU has grown its membership to over 23,484 with assets of more than $232,679,249. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (804) 748-9488 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHESTERFIELD, VA.

General Information For Argent FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24313
State Virginia 
Zip-Code 23832
Phone Number (804) 748-9488
Fax Number (804) 748-7388
Email Address:
CEO/President Rose Baggerly
Members 23,484 
Full-Time Employees 73 
Part-Time Employees
Number of Branch Offices
Total Assets 232,679,249 

Compare Argent Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Chesterfield CU Chesterfield Courthouse 6737 Public Safety Rd 23832 (804) 748-1417 No 7.08
Virginia Credit Union, Inc., CU Waterford 13505 Tredegar Lake Pkwy 23225 (804) 323-6000 No 8.34
Spruance Cellophane CU Spruance Cellophane Credit Union 7119 JEFFERSON DAVIS HWY 23237 (804) 383-3309 No 9.39
Call CU HQ Annex 6603 W Broad St 23230 (804) 274-1300 No 10.58
Richmond Heritage CU Richmond Heritage FCU 50 W Commerce Rd 23224 (804) 233-8872 No 12.10

Argent Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Argent Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.40 6.00 7.00 3.75 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 503 487 545 102 56
Rank Among All Virginia Credit Unions 57 71 72 16 4

Argent Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.35 0.70 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 89 224 243
Rank Among All Virginia Credit Unions N/A 19 12 40 38
Argent Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.4007,05823,870,423
All Other Unsecured Loans/Lines of Credit 13.3002,3487,246,242
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 6.00076014,735,046
Used Vehicle Loans 7.0002,80536,313,610
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75055742,174,084
Total Other Real Estate Loans/Lines of Credit 3.5002674,646,069
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5003573,780,028
TOTAL LOANS & LEASES 14,152132,765,502

Argent Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14821,366,971112,047,400
    b. 15 Years or less 30416,179,957173,008,561
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 137,60000
Adjustable Rate 1 yr or less 1001,890,748374,745
Adjustable Rate > 1 yr 42,698,80821,352,000


Closed-End Fixed Rate 912,171,55412429,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1762,474,51515227,132
Open-End Fixed Rate 0000
TOTALS 82446,820,153607,138,838


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Argent Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes