Spruance Cellophane Credit Union

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A short history of Spruance Cellophane CU

Since its inception in 1953 the Spruance Cellophane Credit Union has been serving its members in the NORTH CHESTERFI, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by DOTTIE CONWELL, the Spruance Cellophane CU has grown its membership to over 910 with assets of more than $5,721,982. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (804) 383-3309 or email them at www.spruance@spruancecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in NORTH CHESTERFI, VA.

General Information For Spruance Cellophane CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60012
State Virginia 
Zip-Code 23237
Phone Number (804) 383-3309
Fax Number (804) 743-7966
Email Address: www.spruance@spruancecu.org
Members 910 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,721,982 
Website http://www.spruancecu.org 

Compare Spruance Cellophane Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Argent CU Oxbridge 3611 Oxbridge Rd 23832 (804) 748-9488 No 3.17
Call CU HQ Annex 6603 W Broad St 23230 (804) 274-1300 No 5.01
Virginia Credit Union, Inc., CU Waterford 13505 Tredegar Lake Pkwy 23225 (804) 323-6000 No 8.56
Richmond Heritage CU Richmond Heritage FCU 50 W Commerce Rd 23224 (804) 233-8872 No 8.74
Dominion Credit Union CU OJRP 701 E Cary St 23261 (804) 771-4708 No 9.74

Spruance Cellophane Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spruance Cellophane Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 3.00 6.00 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 146 443 373 N/A
Rank Among All Virginia Credit Unions 54 20 61 47 N/A

Spruance Cellophane Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.01 N/A N/A 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 156 N/A N/A 227
Rank Among All Virginia Credit Unions 16 31 N/A N/A 34
Spruance Cellophane Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.000215176,336
All Other Unsecured Loans/Lines of Credit 15.500114323,381
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00038758,400
Used Vehicle Loans 6.00088836,377
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.0007409,192
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 15.5001590,996
TOTAL LOANS & LEASES 4772,594,682

Spruance Cellophane Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 7409,19200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 7409,19200


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spruance Cellophane Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes