Richmond Heritage Federal Credit Union

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A short history of Richmond Heritage FCU

Since its inception in 1936 the Richmond Heritage Federal Credit Union has been serving its members in the Richmond, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Randy Cooper, the Richmond Heritage FCU has grown its membership to over 1,829 with assets of more than $7,045,130. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (804) 233-8872 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Richmond, VA.

General Information For Richmond Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1282
Address 50 W Commerce Rd 
City Richmond 
State Virginia 
Zip-Code 23224
Phone Number (804) 233-8872
Fax Number (804) 233-8869
Email Address: none
CEO/President Randy Cooper
Members 1,829 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,045,130 
Website http://www.rtfcu.org 

Compare Richmond Heritage Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dominion Credit Union CU OJRP 701 E Cary St 23261 (804) 771-4708 No 3.35
Call CU HQ Annex 6603 W Broad St 23230 (804) 274-1300 No 3.39
Virginia Credit Union, Inc., CU Waterford 13505 Tredegar Lake Pkwy 23225 (804) 323-6000 No 3.71
Richmond Virginia Fire Police Credi CU Richmond Virginia Fire Police Credit Union Inc. 200 W Grace St 23220 (804) 780-1001 No 4.45
Credit Union Of Richmond Incorporat CU Main office 1601 Ownby Ln 23220 (804) 355-9684 No 4.68

Richmond Heritage Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Richmond Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.75 5.00 N/A 8.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 369 324 N/A 475
Rank Among All Virginia Credit Unions N/A 53 49 N/A 57

Richmond Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.40 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 284 N/A
Rank Among All Virginia Credit Unions N/A 29 N/A 51 N/A
Richmond Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 14.0003481,369,391
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00015183,547
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.75015259,586
Used Vehicle Loans 5.00066878,090
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 8.00010201,593
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001018,622
TOTAL LOANS & LEASES 6002,810,829

Richmond Heritage Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 10201,59300
TOTALS 10201,59300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Richmond Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes