Of Richmond Incorporat Credit Union

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A short history of Of Richmond Incorporat CU

Since its inception in 1923 the Of Richmond Incorporat Credit Union has been serving its members in the RICHMOND, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shirley Cooper, the Of Richmond Incorporat CU has grown its membership to over 7,100 with assets of more than $75,203,137. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (804) 355-9684 or email them at richmondpostal@richpcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RICHMOND, VA.

General Information For Of Richmond Incorporat CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66929
Address 1601 OWNBY LN 
City RICHMOND 
State Virginia 
Zip-Code 23220
Phone Number (804) 355-9684
Fax Number (804) 355-9725
Email Address: richmondpostal@richpcu.org
CEO/President Shirley Cooper
Members 7,100 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 75,203,137 
Website http://www.curich.org 

Compare Of Richmond Incorporat Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Richmond Virginia Fire Police Credi CU Richmond Virginia Fire Police Credit Union Inc. 200 W Grace St 23220 (804) 780-1001 No 0.63
Dominion Credit Union CU OJRP 701 E Cary St 23261 (804) 771-4708 No 1.44
New Generations CU Chesterfield 801 Branchway Rd 23220 (804) 359-8754 No 1.57
Tbc CU TBC Federal Credit Union 2811 Fendall Ave 23222 (804) 321-2427 No 1.75
Entrust Financial CU Main Office 1801 Dabney Rd 23230 (804) 353-8012 No 2.10

Of Richmond Incorporat Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Of Richmond Incorporat Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.16 4.94 6.40 7.05 9.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 170 391 489 439 500
Rank Among All Virginia Credit Unions 15 55 66 54 59

Of Richmond Incorporat Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 0.70 1.40 1.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 36 103 107
Rank Among All Virginia Credit Unions N/A 8 4 14 8
Of Richmond Incorporat Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.1601,2132,655,431
All Other Unsecured Loans/Lines of Credit 12.6806882,434,210
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9401352,775,803
Used Vehicle Loans 6.40099412,218,943
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.0501329,424,958
Total Other Real Estate Loans/Lines of Credit 9.000862,877,851
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2102291,113,218
TOTAL LOANS & LEASES 3,47733,500,414

Of Richmond Incorporat Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1279,299,83900
    b. 15 Years or less 5125,11900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 471,613,05300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 391,264,7982142,800
Open-End Fixed Rate 0000
TOTALS 21812,302,8092142,800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Of Richmond Incorporat Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes