Virginia , Inc., Credit Union

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A short history of Virginia , Inc., CU

Since its inception in 1928 the Virginia , Inc., Credit Union has been serving its members in the Richmond, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christopher Shockley, the Virginia , Inc., CU has grown its membership to over 262,178 with assets of more than $3,429,521,530. They have a main office and 17 branch offices. Please see the credit unions website or contact them by phone at (804) 323-6000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Richmond, VA.

General Information For Virginia , Inc., CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66836
Address P.O. Box 90010 
City Richmond 
State Virginia 
Zip-Code 23225
Phone Number (804) 323-6000
Fax Number () -
Email Address:
CEO/President Christopher Shockley
Members 262,178 
Full-Time Employees 673 
Part-Time Employees 24 
Number of Branch Offices 17 
Total Assets 3,429,521,530 

Compare Virginia , Inc., Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Richmond Heritage CU Richmond Heritage FCU 50 W Commerce Rd 23224 (804) 233-8872 No 3.20
Dominion Credit Union CU OJRP 701 E Cary St 23261 (804) 771-4708 No 3.61
Richmond Virginia Fire Police Credi CU Richmond Virginia Fire Police Credit Union Inc. 200 W Grace St 23220 (804) 780-1001 No 3.68
Credit Union Of Richmond Incorporat CU Main office 1601 Ownby Ln 23220 (804) 355-9684 No 3.89
Entrust Financial CU Main Office 1801 Dabney Rd 23230 (804) 353-8012 No 4.13

Virginia , Inc., Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Virginia , Inc., Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.24 3.74 4.50 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 173 174 205 200
Rank Among All Virginia Credit Unions 28 27 25 36 24

Virginia , Inc., Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 0.70 1.05 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 36 165 158
Rank Among All Virginia Credit Unions N/A 15 4 27 19
Virginia , Inc., Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.99076,981336,226,051
All Other Unsecured Loans/Lines of Credit 9.49036,094191,450,152
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.24020,022373,671,598
Used Vehicle Loans 3.74034,886452,381,087
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5005,423794,675,112
Total Other Real Estate Loans/Lines of Credit 4.7506,003157,359,984
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4902,85632,111,528
TOTAL LOANS & LEASES 182,2652,337,875,512

Virginia , Inc., Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,729435,504,250718123,696,910
    b. 15 Years or less 2,132229,302,07014618,908,579
    a. > 15 years 40297,174,676177,101,596
    b. 15 Years or less 448,781,02731,227,950
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 11623,913,0892215,441,308
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2,64874,562,16929112,402,852
Closed-End Adjustable Rate 264,76600
Open-End Adjustable Rate 3,35182,543,7872,38025,946,348
Open-End Fixed Rate 2189,26200
TOTALS 11,426952,035,0963,577204,725,543


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 643,345,662453,315
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Virginia , Inc., Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes