Chesterfield Federal Credit Union

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A short history of Chesterfield FCU

Since its inception in 1963 the Chesterfield Federal Credit Union has been serving its members in the CHESTERFIELD, Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeanne Dotson, the Chesterfield FCU has grown its membership to over 12,564 with assets of more than $88,662,632. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (804) 748-1417 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHESTERFIELD, VA.

General Information For Chesterfield FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15496
Address P.O. BOX 820 
State Virginia 
Zip-Code 23832
Phone Number (804) 748-1417
Fax Number (804) 308-1773
Email Address:
CEO/President Jeanne Dotson
Members 12,564 
Full-Time Employees 36 
Part-Time Employees 14 
Number of Branch Offices
Total Assets 88,662,632 

Compare Chesterfield Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Argent CU Oxbridge 3611 Oxbridge Rd 23832 (804) 748-9488 No 7.25
Virginia Credit Union, Inc., CU Waterford 13505 Tredegar Lake Pkwy 23225 (804) 323-6000 No 8.34
Spruance Cellophane CU Spruance Cellophane Credit Union 7119 JEFFERSON DAVIS HWY 23237 (804) 383-3309 No 9.39
Call CU HQ Annex 6603 W Broad St 23230 (804) 274-1300 No 10.58
Richmond Heritage CU Richmond Heritage FCU 50 W Commerce Rd 23224 (804) 233-8872 No 12.10

Chesterfield Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Chesterfield Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.49 2.99 4.00 3.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 83 91 138 94
Rank Among All Virginia Credit Unions 12 8 12 24 8

Chesterfield Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 5.00 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 5 283
Rank Among All Virginia Credit Unions N/A 29 26 1 45
Chesterfield Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9002,8685,858,929
All Other Unsecured Loans/Lines of Credit 7.9001,5476,578,014
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.0701,4132,411,481
New Vehicle Loans 2.49089618,322,329
Used Vehicle Loans 2.9901,52116,093,118
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001014,686,348
Total Other Real Estate Loans/Lines of Credit 3.9501282,048,944
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9002292,752,743
TOTAL LOANS & LEASES 8,70358,751,906

Chesterfield Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 161,568,23900
    b. 15 Years or less 542,593,69600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 31524,4135290,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 30695,52700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 981,353,41715516,400
Open-End Fixed Rate 0000
TOTALS 2296,735,29220806,400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Chesterfield Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes